BUSINESS ANALYST - GlasgowReference Code: 496337-en_GBContract Type:PermanentProfessional Communities: Business AnalysisJob Title: Business Analyst Payments (Capital Markets)Location: GlasgowRole OverviewA Business Analyst in Payments (Capital Markets) operates at the intersection of:Trading systemsSettlement processesBanking & payment infrastructureThe role involves translating business requirements from traders, operations, and treasury teams into functional and technical solutions that enable secure and efficient cash movement linked to securities transactions.Hybrid working: The places that you work from day to day will vary according to your role, your needs, and those of the business; it will be a blend of Company offices, client sites, and your home; noting that you will be unable to work at home 100% of the time.Your RoleRequirement Gathering & AnalysisCapture requirements related to: Trade settlement payments (DvP, PvP)Margin payments (Initial & Variation Margin)Corporate actions (dividends, coupons)Collaborate with: Front Office TradersOperations TeamsTreasury & Liquidity TeamsProcess MappingMap end-to-end lifecycle: Trade Clearing Settlement Cash MovementCreate: As-Is and To-Be process flowsDesign payment workflows: RTGS (Real-Time Gross Settlement)Net SettlementFunctional SpecificationsDocument: BRDs (Business Requirement Documents)FRDs (Functional Requirement Documents)User StoriesDefine: Payment flowsSWIFT messages (MT/MX)Netting logicSettlement instructionsSystem AnalysisWork with systems such as: Payment platforms (RTGS, SWIFT gateways)Clearing systems (CCPs)Custody/CSD platformsDefine: Data mappingsTrade-to-settlement payment instructionsTesting & ValidationSupport: SIT (System Integration Testing)UAT (User Acceptance Testing)Validate: Payment accuracySettlement completenessReconciliation processesStakeholder ManagementAct as a liaison between: IT TeamsBusiness UsersExternal parties (Custodians, Clearing Houses)Your JobCapital Markets KnowledgeTrade lifecycle (T, T+1, T+2)Asset classes: EquitiesBondsDerivativesClearing & Settlement: CCP (Central Counterparty)CSD (Central Securities Depository)Payments KnowledgePayment types: RTGS (Real-Time Gross Settlement)Net SettlementMessaging standards: SWIFT MT (e.g., MT103, MT202)ISO 20022 (MX messages)Key concepts: Nostro / Vostro AccountsLiquidity ManagementC. Risk & ControlsDvP (Delivery vs Payment)Settlement risks: Herstatt RiskReconciliation and exception handlingKey SkillsFunctional SkillsBusiness Analysis & Requirement DocumentationProcess Modelling (BPMN, Visio)Payments & Settlement KnowledgeTechnical Skills (Nice to Have)SQL / Data AnalysisAPIs & Payment IntegrationsUnderstanding of: SWIFT InterfacesPayment EnginesWe are a Disability Confident Employer:Capgemini is proud to be aDisability Confident Employer (Level 2)under the UK Governments Disability Confident scheme. As part of our commitment to inclusive recruitment, we will offer an interview to all candidates who:Declare they have a disability, andMeet the minimum essential criteria for the role.Please opt in during the application process.Make It Real (what does it mean for you):Youd be joining an accredited Great Place to work for Wellbeing in 2024. Employee wellbeing is vitally important to us as an organisation. We see a healthy and happy workforce a critical component for us to achieve our organisational ambitions. To help support wellbeing we have trained Mental Health Champions across each of our business areas, and we have invested in wellbeing apps such as Thrive and Peppy.You will be empowered to explore, innovate, and progress. You will benefit from Capgeminis learning for life mindset, meaning you will have countless training and development opportunities from thinktanks to hackathons, and access to 250,000 courses with numerous external certifications from AWS, Microsoft, Harvard ManageMentor, Cybersecurity qualifications and much more.You will be joining one of the Worlds Most Ethical Companies, as recognised by Ethisphere for 13 consecutive years. We live our values by making ethical business choices every day. Working ethically is at the centre of our culture at Capgemini, meaning you will be helping to create a future we can all be proud of.Why you should consider Capgemini:Growing clients businesses while building a more sustainable, more inclusive future is a tough ask. When you join Capgemini, youll join a thriving company and become part of a collective of free-thinkers, entrepreneurs and industry experts. We find new ways technology can help us reimagine whats possible. Its why, together, we seek out opportunities that will transform the worlds leading businesses, and its how youll gain the experiences and connections you need to shape your future. By learning from each other every day, sharing knowledge, and always pushing yourself to do better, youll build the skills you want. Youll use your skills to help our clients leverage technology to innovate and grow their business. So, it might not always be easy, but making the world a better place rarely is.About Capgemini:Capgemini is an AI-powered global business and technology transformation partner, delivering tangible business value. We imagine the future of organisations and make it real with AI, technology and people. With our strong heritage of nearly 60 years, we are a responsible and diverse group of 420,000 team members in more than 50 countries. We deliver end-to-end services and solutions with our deep industry expertise and strong partner ecosystem, leveraging our capabilities across strategy, technology, design, engineering and business operations. The Group reported 2024 global revenues of 22.1 billion. Make it real | www.capgemini.com