Location: Cardiff
Type: Permanent
Salary: £35,000 - £50,000 Per Annum (plus commission and excellent benefits)
Specialist Mortgage Advisor – Second Charge Lending
Location: Hybrid role based in Cardiff
Salary: £35,000 – £50,000 basic salary (depending on experience)
Uncapped commission structure with realistic OTE of £60,000+
About the Role
An established and growing specialist finance brokerage is seeking an experienced Mortgage Advisor with a background in second charge lending. This is an excellent opportunity for a motivated and ambitious individual looking to join a high-performing team within a supportive and dynamic environment.
Leads and enquiries are provided through a combination of company-generated business, introducers, and professional partnerships.
Key Responsibilities
* Provide professional, proactive and client-focused mortgage advice
* Build and maintain strong relationships with clients throughout the lending journey
* Deliver excellent customer service and achieve sales targets
* Communicate effectively with lenders, clients and third parties involved in the process
* Develop and maintain relationships with banks and lending partners
* Maintain accurate and compliant client records using the company CRM system
* Follow internal compliance procedures and maintain detailed case records
* Liaise with clients before and after application submission
* Support review and referral strategies
* Work collaboratively with colleagues and contribute to team development
* Strong sales motivation and target-driven mindset
* Excellent communication and relationship-building skills
* High standards of customer service
* Strong organisation and time management abilities
* Good understanding of mortgage and lending products
* Ability to work independently and use initiative
* Strong analytical and numerical skills
* Accurate with strong attention to detail
* Professional, personable and self-motivated
Essential Skills & Attributes
* Strong sales motivation and target-driven mindset
* Excellent communication and relationship-building skills
* High standards of customer service
* Strong organisation and time management abilities
* Good understanding of mortgage and lending products
* Ability to work independently and use initiative
* Strong analytical and numerical skills
* Accurate with strong attention to detail
* Professional, personable and self-motivated
Experience & Qualifications
* Minimum 2 years’ experience advising on secured or second charge loans
* Experience managing cases from enquiry through to completion
* CeMAP qualified (or equivalent)
* Proven track record in second charge mortgage sales
* Comfortable working to targets in a fast-paced environment
* Good understanding of property finance solutions and exit strategies
* Confident using CRM systems and Microsoft Office applications
Benefits
* Competitive basic salary
* Uncapped commission structure
* Ongoing training and professional development
* Long-term career progression opportunities
* Hybrid working model
This opportunity would suit an experienced specialist mortgage advisor looking to join a progressive brokerage with strong lead flow and clear earning potential.
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