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Underwriter

Liverpool (Merseyside)
Underwriter
£40,000 - £60,000 a year
Posted: 5h ago
Offer description

Northreach is a dynamic recruitment agency that connects businesses with top talent in financial services, fintech, and digital sectors. We specialize in providing a seamless recruitment experience for clients and candidates, fostering innovation and professional growth. The Opportunity We’re supporting a growing specialist lender in their search for an experienced Bridging Finance Underwriter. This is a fantastic opportunity to join a high-performing underwriting team where you’ll take ownership of cases from initial application through to completion, playing a key role in delivering fast and commercial lending decisions. If you thrive in a fast-paced lending environment and enjoy working closely with brokers, solicitors, valuers, and internal stakeholders, this role offers both variety and progression. What You’ll Do As Underwriter, you’ll manage a diverse caseload, applying sound judgement and analytical thinking to deliver high-quality underwriting decisions. Key responsibilities include: * Managing the full lending process from application to drawdown * Assessing bridging loan applications and analysing creditworthiness * Preparing detailed credit proposals for Credit Committee * Reviewing valuation reports and due diligence documentation * Drafting offer documents and ensuring conditions are satisfied pre-completion * Liaising with brokers, solicitors, valuers, surveyors and internal teams to progress cases * Maintaining accurate CRM records and producing reports when required * Managing expectations professionally and providing updates to all stakeholders * Supporting continuous improvement across underwriting processes What You’ll Bring * Proven underwriting experience within bridging or specialist lending * Strong understanding of property-based lending, B2B underwriting and risk assessment * Excellent communication and stakeholder management skills * Ability to manage a busy caseload while maintaining accuracy and attention to detail * Analytical mindset with the confidence to make informed decisions * A proactive, problem-solving mentality and a commitment to great customer outcomes * Ability to thrive in a fast-paced, collaborative team environment Nice to Have * Experience in financial services operations or specialist lending environments * Exposure to both regulated and unregulated lending * Appetite to learn, grow and contribute to process improvements Why Join? You’ll join a people-focused lender with a strong culture, modern working approach, and commitment to employee wellbeing. Expect a supportive environment, opportunities to develop, and the chance to play a significant role in the continued growth of the underwriting function

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