Credit Manager
International Bank based in London
Salary £85k circa
Hybrid working on offer
Responsibilities will include;
* Develop and enhance monitoring infrastructure for Corporate Banking exposure which will feed into the Corporate and Institutional Banking Risk Forum and Branch Risk Committee including commercial real estate metrics
* Provide input to business team on viability of credit proposals and challenge where appropriate
* Attending client meetings, analyst meetings and banker presentations in support of the relationship manager
* Ensure quality of submissions of credit applications
* Input of financials into applicable systems (currently Moody’s)
* Write-up of credit reviews on a fully autonomous basis
* Write-up of new credit applications in corporation with the relevant relationship manager
* Providing call reports where applicable in line with the requirements as established by the Head of Corporate and Institutional Banking
* Provide feedback and present to all relevant parties who are involved in the credit process including: legal department, external solicitors (if required) &agency roles (if applicable)
* Assist Senior Manager - Credit on monitoring credit quality of underlying credit portfolio and report on periodic basis through relevant platforms
* Maintain the physical and electronic archive for credit applications
* Ensure adherence of the wider team to relevant data quality requirements
* Providing support as and when required by Head of Corporate and Institutional Banking
To be considered for this position, ideal candidates must have the following experience and skills;
* University degree in relevant subject; or qualification such as ACT, MRICS or CFA
* Full understanding of banking CRE models
* Experience in work out situations and legal aspects of real estate lending.
* Experience with relevant systems such as Bloomberg/Ratings direct and Moody’s Risk Analyst/KMV
* An able team player
* Excellent interpersonal and verbal skills
* Ability to work on own initiative and ability to prioritise work
* Accurate organized individual, flexible and happy to undertake any task in support of the team members and thus the client