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Later life lending adviser

Liverpool (Merseyside)
Fluent Money Ltd
Posted: 10h ago
Offer description

We are seeking experienced and enthusiastic individuals to join our Equity Release Advice team. In this role, you will conduct high-quality outbound sales calls and provide regulated advice to customers, ensuring every interaction leads to appropriate and positive outcomes.


The ideal candidate will bring experience in Mortgage or Equity Release sales, demonstrate a strong work ethic, and be comfortable managing high volumes of work in a fast-paced environment.


You’re probably thinking what makes Fluent different and why you should work for us?


* Reduced Admin: We cut your admin by 90% – no more packaging cases or chasing providers and customers for documents. Our dedicated teams handle all of that for you!
* Steady Lead Flow: We provide a consistent stream of qualified leads, giving you ample opportunities to close deals, assist customers, and earn bonuses.
* Uncapped Commission: Our uncapped commission structure rewards top performance and encourages excellence across the board.
* Career Progression: Fluent Money isn’t just a mortgage and protection broker! We offer a wide range of financial services, including Secured Loans, Equity Release, and Bridging. Many of our team members transition into different areas to expand their skill set and grow within the company.


Salary & Hours that Match Your Ambition:


* Salary: Enjoy a basic salary of £30,000-£35,000 based on experiencedwith uncapped commission, with further potential to earn upwards of £50,000.
* Flexible Hours: Embrace work-life balance with our shift-based schedule, spanning 40 hours per week
* Generous perks: From rising holiday entitlement to private healthcare with Vitality Health, we've got you covered. Plus, enjoy perks like your birthday off, 'Freebie Fridays' and much much more!


A day in the life:


As a Later Life Lending Adviser you'll play a pivotal role in providing top-notch service to our valued customers. Collaborating with industry experts, you'll build meaningful relationships and contribute to our shared mission of financial empowerment.

You’ll be an enthusiastic and driven individual, with high attention to detail and great people skills.


Your responsibilities will include:


* Sourcing the best financial products based on the customer’s individual needs and wants.
* Completing sales calls with our customers, providing regulated advice, and making suitable recommendations on income protection, critical illness cover and life insurance.
* Following up on leads and chasing for updates with back-office support so you can focus on advising
* Maintaining high-performance standards and staying up to date with industry regulations.
* Achieving minimum targets with meticulous care and attention.
* Upholding personal performance standards of excellence.
* Staying abreast of evolving FCA requirements and industry changes.
* Adhering to company compliance protocols, promptly addressing feedback, and implementing necessary actions.
* Promoting best advice and setting a stellar example in customer care.


About Fluent Money:


At Fluent Money, we're more than just a financial services company—we're industry leaders committed to integrity, professionalism, and unparalleled customer satisfaction. Not only are we the biggest Second Charge Mortgage Broker in the UK, we also specialise in First Charge Mortgages, Equity Release, Insurance and Bridging Loans. As part of the Mortgage Advice Bureau (MAB) family since 2022, we're dedicated to excellence in everything we do.

Join us and become part of a culture that values teamwork, innovation, and job satisfaction, where we empower our employees to take ownership of their work and provide them with the necessary tools and resources to excel in their roles.

Our forward-thinking approach and cutting-edge technology enable us to offer seamless and personalised financial solutions, setting new standards for excellence in our industry.


https://www.fluentmoney.co.uk/


Role requirements


Essential


* Proven experience of working successfully to sales targets
* CeRER qualified.
* Ability to respond quickly to training and adapt to changes within the industry
* Proven experience in outbound sales, objection handling
* Able to carry out processes in a compliant manner
* Able to demonstrate achievements against a wide range of competencies
* Experience in a busy sales environment


Desirable


* Current or recent experience in a regulated finance company
* Strong IT skills including the use of the full Microsoft package
* Experience of working successfully in a team and also individually
* Experience of using bespoke software.


All the perks!


* Rising holiday entitlement up to a maximum of 30 days (excluding bank holidays)
* Your birthday off work
* Holiday buy & sell scheme
* Private Healthcare with Vitality Health
* Death in service cover
* 12 flexible WFH days per year
* Fee-free Fluent products for your friends and family
* Regular social and charity events
* Onsite food provision and restaurant facilities
* Free tea, coffee & fresh fruit daily
* ‘Freebie Fridays’ on the first Friday of every month
* Cycle to work scheme
* Access to stimulating training & development
* In-house leadership academy for future leaders
* Great location close to transport links
* Free parking onsite
* Electric car scheme

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