Risk & Compliance Manager Shape the Future of Legal Lending
Location:Liverpool (office-based)
Salary:Around £50k per annum
Picture This:
Youre the person who keeps everything running smoothlythe guardian of risk and compliance in a fast-moving, regulated lending business. Every day, youre not just ticking boxes; youre analysing risks, ensuring compliance, and making data-driven decisions that directly impact the success of the company.
My client, a well-established lending business specialising in the legal sector, is looking for a Risk & Compliance Manager to join their team in Liverpool. This isnt just about following rulesits about shaping how the business operates, ensuring it stays safe, compliant, and ahead of the game.
What Youll Be Doing:
Youll be the go-to expert for all things risk and compliance, working closely with the CEO and Board to make sure the company operates within a robust, well-structured framework. Your role will be variedone day youre updating the Risk Register, the next youre analysing the loan book to spot trends and risks before they become issues.
Heres what your role will involve:
Risk Management:
* Developing and maintaining a comprehensive Risk Management Framework tailored to legal-sector lending.
* Keeping the Risk Register up to dateidentifying, assessing, and mitigating risks across the portfolio.
* Conducting risk reviews on borrower law firms and funded cases, ensuring everything aligns with the companys risk appetite.
* Supporting the CEO and Board in setting and monitoring risk thresholds.
Compliance:
* Making sure the company stays fully compliant with FCA principles, data protection, AML, and financial regulations.
* Keeping compliance policies and procedures up to date and coordinating annual reviews.
* Overseeing KYC, AML, and CTF processes for new and existing borrowers.
* Supporting the CEO with FCA registration and reporting (think SMCR, Conduct Rules, SYSC).
* Investigating and escalating compliance incidents and breaches, and coordinating training to keep the team sharp.
Loan Book Analytics & Data Preparation:
* Collecting, validating, and analysing loan book performance dataexposure by law firm, case type, claim status, you name it.
* Preparing monthly and quarterly MI reports for management, the Board, and funders.
* Supporting cash flow forecasts, settlement projections, and default analyticshelping the business make informed decisions.
* Working with finance and credit teams to improve data accuracy and consistency across systems.
* Maintaining centralised, audit-ready loan data repositories.
Governance and Reporting:
* Preparing Risk & Compliance reports for the Board and Audit & Risk Committee.
* Keeping records of policy reviews, breaches, and remedial actionseverything needs to be transparent and traceable.
* Liaising with auditors, funders, and insurers to provide compliance assurance.
* Supporting the design of Delegations & Authorities, Credit Policy, and Case Funding Procedures.
Is This You?
Youre degree-qualified (ideally in finance, law, or a risk-related field) with at least 5 years experience in risk, compliance, or credit analytics, preferably in financial services, litigation finance, or professional-services lending. Youre the kind of person who:
* Loves analysing data and spotting trendsyoure the detective who finds risks before they become problems.
* Knows the FCA regulatory environment inside outAML, KYC, credit risk, youre on top of it all.
* Is proficient in Excel and data analytics (pivot tables, dashboards) and ideally has experience with Power BI or similar tools.
* Communicates clearly and confidentlywhether youre writing a board report or explaining a complex issue to a colleague.
* Has high integrity and professionalismyoure the person others trust to get things right.
* Is organised, solutions-driven, and comfortable working independently in a fast-paced environment.
Bonus points if youve got:
* Experience in legal-sector lending or litigation finance.
* A background in preparing management information (MI) and board-level reporting.
* Knowledge of credit risk decision-making for new borrowers.
Why Youll Love It:
This is a chance to play a key role in a dynamic, regulated lending business where your expertise will directly shape how the company operates. Youll be part of a lean, fast-paced team where your contributions are valued and your work has a real impact.
Plus, youll get:
* A competitive salary that reflects your skills and experience.
* The chance to work closely with the CEO and Board, influencing strategic decisions.
* A supportive, professional environment where your ideas are heard.
* Opportunities to grow your skills and take on new challenges.
Ready to Make Your Mark?
If youre a risk and compliance professional who thrives in a regulated, fast-paced environment and wants to shape the future of a legal lending business, wed love to hear from you.
Apply nowjust send your CV and a quick note about why youd be great for this role. No fancy cover letter neededjust tell us what excites you about the opportunity!
(P.S. If youve ever looked at a risk register and thought, I could make this better, this is your chance to prove it!)
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