Assess and Manage Credit Risk
The role of a Risk Underwriter is crucial in assessing and managing credit, performance, and fraud risks across our supply chain finance portfolio while supporting business growth through prudent risk management.
This position involves the development of underwriting principles and parameters for automated underwriting of a part of the credit portfolio. You will review and enhance these principles and parameters through continuous testing and feedback.
* Key Responsibilities:
* Develop requisite underwriting principles and parameters for automated underwriting of a part of the credit portfolio.
* Review and enhance the underwriting principles and parameters through continuous testing and feedback.
* Conduct country and industry research and develop strategy for the assigned portfolio or new targets. Create summaries and reports on market trends and news.
* Monitor and regularly assess the quality of the assigned credit portfolio and initiate corrective actions for minimising credit losses.
* Maintain an understanding of current, new, and emerging risk trends within the assigned geographies and industries.
Requirements:
* A minimum of 6 years experience in financial services as a Credit Underwriter or Credit Analyst.
* Experience in underwriting companies in the SME sector, preferably in one or more country jurisdictions.
* A sound understanding of financial ratios and experience in analysing financial statements.
* A grasp of multiple industries and geographies and its current business environment is an advantage.
* Strong analytical capabilities and excellent ability to co-relate multiple data sources to inform meaningful decisions.
* A strong work ethic with great attention to detail; a team player with the ability to work independently while contributing to the success of the team at the same time.
* Excellent verbal and written communication skills, as well as multilingual skills and always maintaining an enthusiastic 'can-do' attitude.
* Ability to effectively collaborate at all levels.
About This Role:
This is a unique opportunity to join a team that values expertise and innovation. As a Risk Underwriter, you will be responsible for developing and implementing policies to drive sustainable growth while ensuring the company's financial stability.
We are looking for a skilled professional who can bring their expertise to this role and contribute to the company's success. If you have a passion for risk management and a strong desire to grow your career, we encourage you to apply for this exciting opportunity.