Job Description
JOB PURPOSE
Responsible for defining and executing the Bank’s product strategy. The Head of Product & Proposition owns the product portfolio end-to-end – ideation, development, pricing, lifecycle managements, and regulatory alignment – ensuring products meet client needs, support Banking teams and drive commercial performance while maintaining risk discipline.
KEY RESPONSIBILITIES
Product strategy:
* Develop and maintain a comprehensive product strategy aligned to the Bank’s growth, risk and client needs / experience.
* Own the full product portfolio.
* Identify market opportunities, emerging client trends, and competitive gaps.
* Lead product governance and portfolio prioritisation.
Product development & innovation:
* Drive new product development from concept to launch, including business cases, pricing, design and delivery.
* Champion digital transformation – client portals, onboarding, mobile features, and tools.
* Partner with teams across the Bank to modernise platforms and enable scalable, client-first solutions.
Commercial performance:
1. Set and track product P&L targets across revenues, margins, cost of delivery ...