Description
To strategically and operationally manage and grow a portfolio of high revenue generating business clients.
Welcome to FNB, the home of the #changeables. We design for the shapeshifters and deliver products and services that make us incredibly proud of people that make it happen.
As part of our team in FNB Commercial Sales and Service (Worcester), you will be surrounded by unique talents, diverse minds, and an adaptable environment that lives up to the promise of staying curious. Now’s the time to imagine your potential in a team where experts come together and ignite effective change.
The Ideal candidate must have the following exposure:
1. Manage cost to income to increase profitability and efficiencies for the business.
2. Enhance business performance and profitability.
3. Drive customer service delivery goal achievement in line with predefined standards and in support of operational objectives.
4. Ensure growth and increase in customer base by ensuring that the team manages existing clients, generates new leads and grows active customer account base.
5. Develop and manage key stakeholder relationships that enable achievement of operational objectives.
6. Drive the achievement of customer migration by recommending solutions and improving efficiencies
7. Set tactical goals and optmise the use of the people, finances and technologies in order to realize those goals.
8. Define a sales strategy and delivery plans in support of the strategic business objectives
9. Assess and evaluate credit applications in accordance with the Banks Credit Policy and within set time frames.
10. Ensure compliance to legislative and audit requirements and adherence to relevant processes.
11. Compile reports that track progress and guide business to make informed decisions.
12. Ensure compliance to legislative and audit requirements and adherence to relevant processes.
13. Continuously assess own performance, seek timely and clear feedback and request training where appropriate.
14. Manage people by executing line manager responsibilities and create an environment that encourages employee growth and performance excellence.
You will be an ideal candidate if you:
15. Have obtained 3-5 years Commercial Banking experience in a similar role
16. FAIS Accredited qualification (NQF level 6, 7 etc.)
17. Exposure to Credit Applications in a commercial environment
18. RE qualification
19. Credit Management exposure a must
20. Have experience in dealing with high level customer queries
21. Must be able to structure deals
22. Have the ability to acquire of new clients
23. Must be able to manage and maintain relationships with clients
24. Maintain existing portfolio of clients
25. Are not an unrehabilitated insolvent
You will have access to:
26. Opportunities to network and collaborate
27. A challenging working environment
28. Opportunities to innovate
We can be a match if you are:
29. Adaptable and curious
30. Sales driven
31. Thrive in a collaborative environment
32. Client-centric
Apply now if you are interested in taking the next step. We look forward to engaging with you!
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Job Details
Take note that applications will not be accepted on the below date and onwards, kindly submit applications ahead of the closing date indicated below.
30/08/25
All appointments will be made in line with FirstRand Group’s Employment Equity plan. The Bank supports the recruitment and advancement of individuals with disabilities. In order for us to fulfill this purpose, candidates can disclose their disability information on a voluntary basis. The Bank will keep this information confidential unless we are required by law to disclose this information to other parties.