Summary
Underwriting is all about making confident, informed decisions. As an underwriter, you’ll assess risks based on the type of cover we’re giving, the likelihood of something bad happening, the value of what’s being insured, and the customer’s history of making claims.
Wage
£26,700 a year
Training course
Insurance professional (level 4)
Hours
Monday to Friday, 9am to 5pm is typical.
35 hours a week
Start date
Monday 7 September 2026
Duration
2 years
Positions available
7
Work
Most of your apprenticeship is spent working. You’ll learn on the job by getting hands-on experience.
What you'll do at work
Underwriting is all about making confident, informed decisions. As an underwriter you’ll assess risks based on the type of cover we’re giving, the likelihood of something bad happening, the value of what’s being insured, and the customer’s history of making claims. You’ll build relationships with brokers, negotiate terms and decide whether we should offer cover. It’s a mix of analysis, curiosity and great people skills.
You’ll help shape how we approach risk: from individual policies to global corporations. You’ll learn how to assess risk, make informed decisions and negotiate solutions that protect our customers. Working with brokers and teams across the business, you’ll secure new business and tailor solutions for existing customers. Expect variety: one day analysing data, the next building relationships or supporting trading decisions.
Where you'll work
You can select which locations you want to apply for in your application on Find an apprenticeship.
This apprenticeship is available in these locations:
* St Helen's, 1 Undershaft, London, EC3P 3DQ
* Surrey Street Norwich, NR1, BS34 8SW
* Wellington Row,, York,, YO90 1WR
Training
Apprenticeships include time away from working for specialist training. You’ll study to gain professional knowledge and skills.
Training provider
DAVIES LEARNING SOLUTIONS LIMITED
Training course
Insurance professional (level 4)
What you'll learn
Course contents
* Ability to apply technical knowledge and experience to deliver positive outcomes to all stakeholders utilising appropriate policies and procedures.
* Ability to apply legal and insurance principles, knowledge of the market structure and its processes, procedures and documentation to a range of complex situations.
* Can proactively identify, generate and develop relationships and networks that support the role, including but not limited to internal/external/market led/professional and peer relationships. Can leverage relationships to improve the reliability of customer service based on customer feedback. Engages with and supports colleagues so that they are empowered to resolve customers issues within organisational guidelines.
* Takes ownership for delivering in their area of responsibility. Finds ways to progress and meet commitments when issues arise, being creative where appropriate. Escalates issues and decisions where necessary. Identifies and proposes business process improvements .
* Applies legal and regulatory requirements to work compliantly, whilst promoting a culture of treating customers fairly. Assesses whether organisational processes and procedures and those that follow them are compliant with legal and regulatory requirements.
* Provides technical advice and support to others on complex insurance matters.
Training schedule
During your apprenticeship, you’ll spend around 80% of your time gaining hands-on experience and 20% studying for your apprenticeship qualifications. It’s a chance to learn, grow and make an impact from the start.
Requirements
Essential qualifications
GCSE in:
* English (grade C)
* Maths (grade C)
A Level in:
Any two subjects (grade B, C or above)
Share if you have other relevant qualifications and industry experience. The apprenticeship can be adjusted to reflect what you already know.
Skills
* Communication skills
* Attention to detail
* Problem solving skills
* Analytical skills
* Team working
Other requirements
Underwriting apprenticeships. You’ll need to have or be on track forat least two A-Levels at grades B and C or above(England) OR
at least three Highers at grades B, B, C or above (Scotland) OR
an equivalent Level 3 qualification.
Plus at least five GCSEs (or Scottish National 5s) at grades A*-C (9-4) (or equivalent), including English and maths.
To be eligible for an apprenticeship, you’ll also need to:
* Be available for full-time work from 7 September 2026 when all our apprentice roles start
* Have lived in the UK or European Economic Area (EEA) for at least three years by the start of the apprenticeship in September 2026
* Be eligible to work full-time in the UK for the entire duration of the apprenticeship and beyond
* Be able to spend at least 50% of your working hours in England over the duration of the apprenticeship. For example, if you live in Wales and apply for a role based in Bristol, you will be required to work in England for at least half of your total working hours
As well as having:
* Confidence in communicating your ideas with a range of stakeholders
* Adaptability to shift when things get busy or priorities change
* Ability to collaborate with stakeholders at any level, whilst being able to work independently and balancing work and study If you're excited about the role, send us your application.
Research shows that women in particular often rule themselves out if they feel they don't meet all of the criteria for a role. But don't let that stop you - you don't have to tick all the boxes to shine at Aviva.
Please note this job role isn’t sponsorable under the Home Office points based system so therefore Aviva cannot provide visa sponsorship for this programme. To apply, you’ll need an indefinite right to work in the UK. If this applies to you, we’d love to hear from you.