Job Description
🚨 NOW HIRING: Senior Credit Analyst – Acquisition | 12-Month FTC | Hybrid
We’re working with a well-established UK financial services provider to find an experienced Senior Credit Analyst to join their Credit Risk team on a 12-month fixed-term contract.
💼 The Opportunity:
This is a fantastic role for a credit risk professional with hands-on experience designing and delivering credit acquisition strategies. You’ll be instrumental in developing, implementing, and optimising credit and affordability policies, using decisioning systems and bureau data to drive strategy.
📍 Location: Hybrid - London
🕒 Contract: 12-month FTC
🔍 What You’ll Be Doing:
* Lead the development and testing of credit acquisition strategies including scorecards, cut-offs, and policy rules.
* Work across credit decisioning platforms (e.g., Powercurve) to implement and enhance strategies.
* Support key credit risk projects from analysis through to execution and governance.
* Collaborate with stakeholders across Credit, IT, Sales, and Operations to deliver change.
* Present insightful MI and recommendations to senior management and Credit Committees.
* Ensure governance, audit, and compliance requirements are met to a high standard.
✅ What You’ll Need:
* Proven experience in Credit Risk within Financial Services.
* Strong hands-on expertise in credit acquisition strategy, credit bureau data, and affordability frameworks.
* Advanced skills in SAS, SQL, Alteryx or similar tools, along with Excel and PowerPoint.
* Excellent communication skills with the ability to present complex analysis clearly.
* Comfortable working independently and collaboratively across multi-disciplinary teams.
⭐ Bonus Points For:
* Knowledge of Experian Powercurve or similar decisioning platforms.
* Familiarity with FCA regulations and scorecard development.
* Understanding of end-to-end credit lifecycle in both consumer and commercial environments.