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StrideUp's mission is to redefine the standard of Islamic financial services through expertise, sincerity, and a personable approach. Our vision is to enable the Muslim community to access financial solutions aligned with their values. On our path to building a digital bank, we started with property finance and have already deployed hundreds of millions in financing, supporting thousands of people in their financial goals.
We are looking for a Head of Credit Risk to lead and manage our credit risk strategy, ensuring we operate within a well-defined risk appetite while enabling business growth. This is an exciting opportunity to join a fast-growing, mission-driven company at the forefront of Islamic financial services.
StrideUp is backed by leading VC and private equity investors, having raised over £25m in funding
The Role
We are looking for a Head of Credit Risk to lead and manage our credit risk strategy, ensuring we operate within a well-defined risk appetite while enabling business growth. This is an exciting opportunity to join a fast-growing, mission-driven company at the forefront of Islamic financial services.
You will play a critical role in managing risk across our Home Purchase Plan (HPP) and Buy-to-Let (BTL) products, balancing growth with prudent risk management. You will also be a key advisor to the CEO and Board, ensuring credit decisions align with our strategic objectives.
You Are
* A Risk Leader: You have a proven track record in credit risk leadership within financial services, ideally in mortgage or property finance
* Analytical and Data-Driven: You use data to drive decision-making and continuously monitor portfolio performance
* Strategic and Detail-Oriented: You can set the big-picture risk strategy while ensuring the fine details of credit risk management are well-executed
* Collaborative: You work effectively across teams, aligning risk management with product, finance, and operations
* Mission-Driven: You are passionate about ethical and responsible financing and connect with StrideUp's mission
What You'll Do
* Develop and Execute a Credit Risk Strategy: Define and implement policies to manage credit risk effectively while enabling business growth
* Manage the Credit Lifecycle: Oversee underwriting, affordability assessments, and risk monitoring frameworks to ensure sound decisions
* Portfolio Oversight: Conduct regular reviews, stress testing, and scenario analysis to ensure portfolio health and compliance
* Stakeholder Collaboration: Work closely with the CEO, Board, and internal teams to align risk strategy with business objectives
* Reporting and Analytics: Develop key risk indicators, track portfolio performance, and provide data-driven insights to inform strategy
* Team Leadership: Build and mentor a high-performing credit risk team, fostering a culture of accountability and excellence
* Customer-Centric Risk Management: Ensure financing decisions align with customer affordability and long-term financial well-being
Requirements
* 8+ years of experience in credit risk management, with expertise in mortgage and property finance
* Strong knowledge of credit risk frameworks, underwriting standards, and affordability models
* Experience managing large loan portfolios and improving credit performance
* Expertise in stress testing, scenario analysis, and regulatory compliance
* Proven ability to collaborate with senior stakeholders, including executive teams and regulators
* Leadership experience, with a track record of developing and managing high-performing teams
* Strong analytical skills with a data-driven approach to risk management
Benefits
* Salary: Competitive, based on experience
* Equity participation
* 25 days annual holiday
* Annual L&D budget
* 3% pension contribution
* Monthly socials
* Central London location (hybrid role with an expectation of at least 3 days in the office)
* Friendly and informal startup environment with a focus on performance and impact
Seniority level
* Seniority level
Director
Employment type
* Employment type
Full-time
Job function
* Job function
Finance
* Industries
IT Services and IT Consulting
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