Senior/Lead Credit Risk Analyst- Leeds, Midlands, Sheffield, Manchester - up to £65KMERJE are currently partnered with a leading Tier 1 bank. They are seeking Senior and Lead Credit Risk Analysts to join their team in either Birmingham, Leeds, Sheffield or Chester.Key Responsibilities:Evaluate new and current customers to ensure the business continues to lend safely and remains within Risk AppetiteAnalyse and evaluate information gained from several sources, draw conclusions, and recommend action as a result of this analysisDiscover insights using large and multiple data sources to identify patterns, anomalies, and opportunities for risk reductionPrepare and present reports for senior management highlighting risks and recommendations to mitigate these risksProduce and use analytic reports to monitor risk and performance, ensuring a high standard of accuracy, presentation and commentaryWork closely and collaboratively with internal teams to support alignment with risk management objectivesDrive continuous improvement by being curious and seeking ways to work differently generating new ideas and approachesKey Requirements:Knowledge of different types of lending and the risk implications associated with themStrong experience with SAS, SQL or PythonGood experience in using data extracts and reporting softwareStrong and effective problem solving and decision-making skillsGood communication skills with the ability to present and explain analysis to relevant stakeholders/business areasCredit Card experience would be highly beneficial - candidates without credit card experience will have the desire to learn and develop their knowledge in this areaSend your CV to dherman@merje.comPlease note, should feedback not be received within 28 days due to the large volume of applications, unfortunately, your application has been unsuccessful. However, we may be in touch with similar relevant opportunities. If you would like this job advertisement in an alternative format, please contact MERJE directly.