Are you ready tochart your own career path? At SJP we need talented individuals like yourself to support our evolving culture. If you’re seeking an employer that is passionate about excellence, innovation and autonomy, SJP could be the place for you.
At a glance:
Location: Cirencester Office
Workplace Type: Hybrid
Employment Type: 12 month Fixed-Term Contract
Seniority: Associate
The role is responsible for supporting the management of credit risk across the Groups lending activities, with a particular focus on obtaining, analysing and summarizing recovery information for Partners and Advisers (some of whom will no longer be members of the Partnership) to include underwriting of new lending proposals.
Helping to ensure the effective recovery of amounts lent / to be lent to the SJP Partnership through the ~£1bn Partner Lending Scheme which consists of over 1,000 borrowing Partner businesses.
The individual will have a good working relationship with a wide variety of teams across SJP, ensuring that relevant parties are equipped with detailed analysis to make informed decisions and take the appropriate actions as required to mitigate potential credit losses.
What you'll be doing:
1. Work with members of the Partner Finance team providing the required income analysis, recovery projections and feasibility of proposed recovery plans to ensure loans to the Partnership are repaid and credit losses are minimised.
2. Providing sound judgement & approval of new lending requests via using knowledge of SJP products, policy & the fundamental principles of lending money responsibly.
3. Own the data and income analysis process required to recover debts. This will Include: obtaining income data, assessing recoverability, creating recovery plans, presenting findings to senior stakeholders, input into Group provisioning.
4. Ongoing monitoring of in-flight recovery plans to ensure recovery remains on track, when off track feeding back to stakeholders to undertake the necessary actions.
5. Attend regular Recovery Forums, alongside members of the Partner Finance team and other subject matter experts from around the SJP Group. Maintaining data for management reporting and these forums, taking away actions if applicable to follow up on during the month.
6. Provide cover for the Recovery Management Specialist. This will include: Management of the Partner Finance Leavers inbox ensuring requests are actioned and responded to within SLAs, providing the information required for all Regulated References, agreeing and setting up repayment plans along with the administration associated with recovery.
Essential Criteria
7. Experience in lending, financial services or legal industries, with an understanding of types of borrowing entities (ie sole trade/ limited company / LLP, etc.)
8. Strong analytical skills and comfortable with manipulation of data in Excel.
9. They should have a strong attention to detail and an eye for accuracy, including the ability to review the integrity of underlying loan records and ensuring data input is accurate and consistent.
10. The individual must have strong administration skills and have good working knowledge of the full Microsoft Office suite in particular: Excel, Word and PowerPoint.
11. Strong communication skills with the ability to talk to partners of all levels
What's in it for you?
We reward you for the work you do, whether that’s through our discretionary annual bonus scheme that reflects both personal and company performance, competitive annual leave allowance (28 days plus bank holidays, with the option to purchase an additional 5 days), or online rewards platform with a variety of discounts.
We also have benefits to support whatever stage of life you are in, including:
12. Competitive parental leave (26 weeks full pay)
13. Private medical insurance (optional taxable benefit)
14. 10% non-contributory pension (increasing with length of service)
Reasonable Adjustments
We're an equal opportunities employer and want to ensure our recruitment process is accessible and inclusive for all, if you require reasonable adjustment(s) at any stage please let us know by emailing us at
Research tells us that applicants (especially those from underrepresented groups) can be put off from applying for a role if they do not meet all the criteria or have been on an extended career-break. If you think you would be a good match for this role and can demonstrate some transferable experience please apply, regardless of whether you tick every box.