Job DescriptionOut of the successful launch of Chase in 2021, we're a new team, with a new mission. We're creating products that solve real-world problems and put customers at the center - all in an environment that nurtures skills and helps you realize your potential. Our team is key to our success. We're people-first. We value collaboration, curiosity, and commitment.As a Product Director at JPMorgan Chase within the Accelerator Program, you are the heart of this venture, focused on getting smart ideas into the hands of our customers. You have a curious mindset, thrive in collaborative squads, and are passionate about new technology. By your nature, you are also solution-oriented, commercially savvy, and have a head for fintech. You thrive in working in tribes and squads that focus on specific products and projects – and depending on your strengths and interests, you'll have the opportunity to move between them.While we're looking for professional skills, culture is just as important to us. We understand that everyone's unique – and that diversity of thought, experience, and background is what makes a good team, great. By bringing people with different points of view together, we can represent everyone and truly reflect the communities we serve. This way, there's scope for you to make a huge difference – on us as a company, and on our clients and business partners around the world.Job ResponsibilitiesLead the entire product lifecycle through planning, execution, and future development by continuously adapting, developing new products and methodologies, managing risks, and achieving business targets like cost, features, reusability, and reliability to support growth.Define partnership models, enablement procedures, and manage the operational aspects of connected bank-to-bank payment schemes (e.g., SWIFT, SEPA, FPS) and related clearing & settlement mechanisms (e.g., STEP2), aligning with the firm's global expansion, operational excellence, and security standards.Assist with commercial and go-live functions such as new business approvals, product reviews, policy and compliance checks, market research, and go-to-market activities.Coach and mentor the product team on best practices, including solution design, market research, storyboarding, prototyping, product adoption, and delivery strategies, enabling effective achievement of objectives.Own product performance and be accountable for investments in enhancements to meet business objectives.Monitor market trends, conduct competitive analysis, and identify opportunities for product differentiation.Required Qualifications, Capabilities, and SkillsExperience delivering products, projects, or technology applications.Must have bank-to-bank payments experience.Extensive knowledge of domestic (e.g., SEPA, FPS, Bacs) and cross-border payment schemes.Experience with platform/API products and system design to translate customer needs into well-designed services.Familiarity with regulatory and audit requirements (e.g., financial crime monitoring).Experience managing change and stakeholders across multiple functions.Additional Qualifications, Capabilities, and SkillsRecognized thought leader in a related field.Hands-on knowledge of financial messaging (e.g., SWIFT MTxxx, ISO20022).Experience with clearing and settlement mechanisms and transaction banking qualifications (e.g., ACT/ICM, SWIFT).Knowledge of the external transaction banking landscape, key players, and legislative environment (Open Banking, PSD2/3).#ICBCareer #ICBEngineeringOur professionals in corporate functions cover a diverse range of areas from finance and risk to HR and marketing. Our corporate teams are essential in setting our businesses, clients, customers, and employees up for success.The Digital team is dedicated to creating innovative, industry-leading products and experiences that help customers access, share, and control their financial data to make smart decisions with their money. Teams enable innovation while adhering to the firm's data sharing principles of security, customer control, privacy, and convenience.
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