We are working exclusively with a forward-thinking financial services organisation who are leading the way in providing modern, creative credit risk solutions. They specialise in acquiring large corporate loans from banks, backed by sophisticated insurance-based structures.
With a strong focus on technology, transparency, and collaboration, this growing company offers tailored underwriting services that support smart, sustainable corporate lending decisions. It’s a place where your ideas are valued, your skills are sharpened, and your voice can shape the future of financial services.
Role:
Our client is seeking to hire a newly qualified accountant (ACA) from the Big 4 to join as a Credit Analyst to work in the underwriting team. The role will see you conducting in-depth credit analysis and evaluating lending structures to support corporate loan underwriting and insurance decisions.
You will also play an active role in cultivating and enhancing relationships with key brokers and clients to foster long-term relationships.
Key Responsibilities:
* Formulate independent opinions and recommendations regarding corporate risks through in-depth analysis of bank memos, financial statements, management accounts, and cash flow statements.
* Assess and evaluate lending structures, ensuring they align with risk appetite and underwriting criteria.
* Provide expert recommendations on whether to underwrite and insure loans based on financial and structural analysis.
* Build and maintain strong relationships with brokers and other external stakeholders.
* Collaborate with internal stakeholders to support commercial decision-making.
* Monitor and review portfolio performance to ensure ongoing risk management.
* Keep up to date with market trends, regulatory developments, and industry best practices.
Requirements:
* Newly qualified ACA.
* Big 4 trained and preferably, although not essential, some experience in a role in one of the advisory / risk / deals teams.
* Genuine interest in credit analysis or risk assessment within financial services.
* An understanding of corporate lending structures and credit risk evaluation would be welcomed.
* Excellent analytical skills with the ability to interpret complex financial information.
* Commercial awareness.
* Client-facing experience with the ability to develop and nurture relationships with brokers.
This is an exciting opportunity for a detail-oriented professional to contribute to a growing organisation where your expertise will directly impact underwriting decisions.
If you have the skills and experience required, we would love to hear from you.