Description
The Regulatory Compliance Manager will be a key figure in ensuring YouLend maintains a robust regulatory compliance framework. Reporting directly to the Head of Regulatory Compliance, this role will focus on enhancing compliance processes, monitoring regulatory risks, and ensuring adherence to FCA, EU, and global standards as we pursue additional regulatory authorisations.
Department: Compliance
Location: London
Key Responsibilities
* Contribute to the maturity of the regulatory compliance strategy and framework, ensuring a consistent and scalable approach to compliance across training, policies, KRIs, testing, and reporting.
* Support the enhancement of the design and implementation of YouLend's Compliance Monitoring and Testing Programme, tracking progress against the annual monitoring program and adapting it to the changing regulatory and business environment.
* Raise the standards of management reporting and governance, assisting the Head of Regulatory Compliance with preparing updates to YouLend’s Senior Management Team where necessary and embedding a governance framework that facilitates this.
* Conduct horizon scanning through the identification, assessment, and ongoing monitoring of current and future regulatory risks, including gap analysis of new regulatory initiatives and guidance from YouLend’s regulators.
* Act as a trusted advisor to the business, providing guidance on regulatory topics and helping the business navigate complex compliance landscapes in the UK, EU, US, and other jurisdictions.
* Support the Head of Regulatory Compliance with managing regulatory engagement, tracking and handling queries, audits, and ongoing communications with YouLend’s regulators.
* Lead regulatory reporting processes to ensure timely and accurate submissions to the FCA and other relevant authorities.
* Support the uplift of YouLend’s Enterprise Risk Framework, working with risk owners across the business to develop and mature the identification, assessment and management of YouLend’s enterprise risks.
Skills, Knowledge and Expertise
* A minimum of 5+ years of experience in a regulatory compliance role, ideally within the financial services industry, payment institution, electronic money institution, or a similar regulated entity.
* Strong experience in Payments Services Regulations (PSRs).
* Demonstrable experience supporting the implementation of compliance frameworks, particularly for FCA‑regulated entities.
* Experience leading regulatory reporting processes and acting as a liaison with regulators such as the FCA.
* Familiarity with EU regulatory regimes and experience supporting applications for new regulatory authorisations.
* Experience working in B2B financing or corporate lending is desirable.
Desirable Skills
* Strong knowledge of FCA regulatory requirements, including the FCA Handbook.
* Proven ability to assess and manage regulatory risks, with experience in conducting thematic reviews and compliance monitoring.
* Expertise in key compliance themes such as governance, complaints handling, safeguarding, product governance and outsourcing, and in‑depth understanding of risk mitigation frameworks.
* Exceptional analytical skills, including conducting gap analyses to address new regulatory initiatives and guidance.
* Strong written and verbal communication skills, with experience preparing high‑quality reviews, assessments, and reports for senior stakeholders and regulators.
Benefits
* Award‑Winning Workplace: recognised by the Sunday Times as one of the “Best Places to Work in 2024 and 2025” for being supportive, diverse, and rewarding.
* Award‑Winning Fintech: recognised as a “Top 250 Fintech Worldwide” company by CNBC.
* Stock Options
* Private Medical Insurance via Vitality and Dental Insurance with BUPA
* EAP with Health Assured
* Enhanced Maternity and Paternity Leave
* Modern and sophisticated office space in Central London
* Free Gym in office building in Holborn
* Subsidised Lunch via Feedr
* Deliveroo Allowance if working late in office
* Monthly in‑office Masseuse
* Team and Company Socials
* Football Power League / Paddle and Yoga Club
At YouLend, we champion diversity and embrace equal opportunity employment practices. Our hiring, transfer, and promotion decisions are exclusively based on qualifications, merit, and business requirements, free from any discrimination based on race, gender, age, disability, religion, nationality, or any other protected basis under applicable law.
#J-18808-Ljbffr