End Date Wednesday 11 February 2026 Salary Range £0 - £0 We support flexible working – click here for more information on flexible working options Flexible Working Options Hybrid Working, Job Share Job Description Summary. Job Description JOB TITLE: Product Owner – Consumer Risk Data SALARY: £78,098 - £101,068 LOCATION(S): Halifax HOURS: Full-time WORKING PATTERN: Our work style is hybrid, which involves spending at least two days per week, or 40% of our time, at one of our office sites The Consumer Risk Data Lab is seeking a dynamic Product Owner to lead and evolve data‑driven risk products that protect consumers, empower the business, and deliver impactful, innovative solutions. About this opportunity The Consumer Risk Data Lab is part of Lloyds Banking Group’s Risk division and provides the trusted, accurate and reliable data that helps the organisation make safe and informed decisions for customers. We modernise core risk data platforms, moving from legacy systems to cloud‑based solutions, and work across multiple business areas to ensure data is accessible and ready for analytics, reporting and regulatory needs. Our teams are collaborative, cross‑disciplinary and fast‑moving, delivering complex change while improving how risk data is managed and used. Joining the Lab means helping shape the future of the bank’s risk data capabilities and supporting better outcomes for millions of customers. Day to day, you will: Lead the product vision and roadmap for multiple feature teams, ensuring they focus on the highest‑value work that delivers meaningful outcomes for customers. Shape and refine user stories and customer journeys, using data and insight to drive continuous improvement and support Lab‑wide objectives. Own and champion change delivery, ensuring your teams are fully prepared for implementation through strong governance, readiness planning, and effective communication. Partner closely with engineering to steer the design and development of Group‑wide technology assets, while managing budgets and using data to guide smart investment decisions. Drive excellence in product performance, managing product risk, supplier strategy, and technical planning, while nurturing capability growth across your team. Lead impactful change, introducing new ways of working, supporting major transformation initiatives, and applying deep insight to create innovative, customer‑centric solutions. Why Lloyds Banking Group Like the modern Britain we serve, we’re evolving. Investing billions in our people, data and tech to transform the way we meet the ever-changing needs of our 26 million customers. We’re growing with purpose. Join us on our journey and you will too. What you’ll need: Experience delivering customer value frequently through iterative, Agile release cycles while maintaining consistent delivery pace. Experience of breaking down work, defining and managing backlogs Managing interested parties at all levels to enable and embed change Leadership experience of multi-disciplinary teams to achieve a common outcome And any experience of these would be really useful: Financial Services or industries with data at the heart of what they do GCP or Cloud technology experience About working for us Our focus is to ensure we're inclusive every day, building an organisation that reflects modern society and celebrates diversity in all its forms. We want our people to feel that they belong and can be their best, regardless of background, identity or culture. We were one of the first major organisations to set goals on diversity in senior roles, create a menopause health package, and a dedicated Working with Cancer initiative. And it’s why we especially welcome applications from under-represented groups. We’re disability confident. So if you’d like reasonable adjustments to be made to our recruitment processes, just let us know We also offer a wide-ranging benefits package, which includes: • A generous pension contribution of up to 15% • An annual performance-related bonus • Share schemes including free shares • Benefits you can adapt to your lifestyle, such as discounted shopping • 30 days’ holiday, with bank holidays on top • A range of wellbeing initiatives and generous parental leave policies Ready for a career where you can have a positive impact as you learn, grow and thrive? Apply today and find out more. At Lloyds Banking Group, we're driven by a clear purpose; to help Britain prosper. Across the Group, our colleagues are focused on making a difference to customers, businesses and communities. With us you'll have a key role to play in shaping the financial services of the future, whilst the scale and reach of our Group means you'll have many opportunities to learn, grow and develop. We keep your data safe. So, we'll only ever ask you to provide confidential or sensitive information once you have formally been invited along to an interview or accepted a verbal offer to join us which is when we run our background checks. We'll always explain what we need and why, with any request coming from a trusted Lloyds Banking Group person. We're focused on creating a values-led culture and are committed to building a workforce which reflects the diversity of the customers and communities we serve. Together we’re building a truly inclusive workplace where all of our colleagues have the opportunity to make a real difference.