THE COMPANY:
Our client is a boutique wealth management firm, looking to hire a File Reviewer to undertake high-quality reviews of client files to ensure that advice is suitable, compliant and clearly evidenced.
THE RESPONSIBILITIES:
* Review client files, advice reports and supporting documentation to assess suitability, appropriateness and compliance with FCA rules (COBS, PROD, SYSC, Consumer Duty).
* Assess the suitability of pension switches/transfers, investment recommendations, protection advice and ongoing service propositions.
* Identify documentation gaps, inconsistencies or risks
* Ensure all advice and record-keeping meets FCA requirements, business policies and Consumer Duty outcomes.
* Highlight potential rule breaches or conduct risks to senior compliance staff.
* Maintain awareness of evolving regulatory expectations and apply them in day-to-day reviews.
* Produce clear, concise review reports with risk ratings and required actions.
* Provide constructive feedback and guidance to advisers and paraplanners
* Track and follow up on remedial actions to ensure timely completion.
* Identify recurring issues or training needs and contribute to thematic reviews.
* Support enhancements to suitability templates, advice frameworks and compliance monitoring tools.
* Participate in training sessions or workshops to drive continuous improvement across the advisory function.
* Maintain accurate records of reviews, outcomes and risk classifications.
* Contribute to compliance MI reporting for senior management and Board oversight.
EXPERIENCE REQUIRED:
* Experience in file reviewing, suitability assessment, paraplanning or compliance monitoring within wealth management or financial planning.
* Strong working knowledge of FCA rules (COBS, PROD, SYSC) and Consumer Duty requirements.
* Solid understanding of investment products, pensions, protection and suitability principles.
* High attention to detail, analytical capability and strong written communication skills.
* A collaborative team player who supports colleagues across the business
For further information please contact Natalie Eshelby
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