Responsibilities
for the Portfolio
Ongoing Portfolio Monitoring and Analysis:
• Continuously monitor the development of individual portfolio transactions, perform Market/Sector research and analysis and inform management as well as client of any material developments on a portfolio of (mostly) performing loans
• Regular (at least annual) analysis of key risks including financial risk, operational risk, offtaker/supplier/ guarantor risk, country/regulatory risk and market risk (as applicable)
• Preparation of robust and concise internal credit papers (credit review, waivers/amendments) according to agreed formats and in a timely manner for review by line manager to obtain relevant client approvals during loan life
• Work with line manager and responsible people to ensure a smooth credit process
• Ability to manage workflows proactively and independently
• Review/update of cash flow models (incl. base case and downside/stress case scenarios) to assess future performance and risks
• Prepare internal ratings in accordance with applicable guidelines, where relevant
• Preparation of client off colour and watch-list reports discussing trends, remedies, progress, future loan amendments and provide advice regarding possible exit strategies, where applicable
• Analyse, evaluate andment on drawdown requests and transaction related financial, technical and legal reporting provided by borrowers and/or advisors as applicable
• Ensure timely covenant tracking with adequate recording in relevant system (CreditHub/ Task Manager)
• Ensure timely closure of conditions/tasks
• Discuss/negotiate all kinds of waiver requests, early repayments and restructurings with borrowers/agents and other external/internal parties lawyers
• Attend site visits and borrower meetings (as required)
• Where required, discuss/negotiate necessary credit and collateral documentation and ensure that all documentation and decisions required are correctly prepared,municated and processed;
• Maintain electronic credit files for respective deals, ensuring key documents have been saved before submission of approval requests (in accordance with Client’s guidelines and naming conventions) Surveillance and Reporting
• Contribute to regular and ad hoc reporting requests from the firm management, the client and its auditors on the portfolio, the sector and specific deals
• Provide input to the firm's internal reports ( internal surveillance lists etc.) Other
• Provide guidance to other team members as and when required • Provide guidance to colleagues in the Loan Management team covering a substantial portfolio of UK Private Finance Initiative Loans
• Liaise pro-actively and effectively with different client departments for the respective portfolio
• Consider relevant regulatory requirements and client guidelines
• Other duties as assigned from time to time
New Business Development
• Support marketing efforts as and when required ( preparation of presentation materials, scope definitions, Request for Proposals, capacity calculations etc.)
• Observe market for potential service opportunities
• Contributing to pro-active proposals for new business where applicable
• Cooperation with other areas of the firm to support business development initiatives
Third Party Portfolio Management:
• Provide services in relation to 3rd party client portfolios as detailed under (future) service level agreements Support dedicated the unit in diligence/onboarding of new portfolios
Skills andpetencies
• Must have established previous working experience with a proven track record in a related credit / risk/asset management environment involving infrastructure and energy project finance.
• Good understanding of project- and corporate-finance with a solid background in and knowledge of credit risk drivers and risks inherent in the respective borrower industry sectors
• Solid analytical and technical skills and ability to understandplex loan documentation and financing structures and ability to convey technical (modelling) concepts to both technical practitioners and third parties.
•fortable in a client facing role and ability to confidently present rmendations up to creditmittee level as well as investors
• Ability to represent the Firm and its clients and articulate, negotiate and implement decisions, strategies and documentation
• Good organizational and time management skills, a hands-on approach and attention to detail are necessary
• Good writing skills producing robust, concise and insightful decision papers
• Team player with ability to work in a multicultural and international environment
• Must be able to adapt quickly and efficiently to changing business and client requirements
• Ability to work independently and to client deliverables deadlines
• High level of familiarity of MS Excel, Word, Powerpoint and/or other data processing and analysis tools