Senior Underwriter - Motor Innovations
City of London - Hybrid
Competitive Salary
Key Responsibilities
* Lead the development and execution of underwriting strategy across relevant product lines, working closely with product delivery teams.
* Support portfolio performance management through analysis, pricing execution, and risk selection strategies that drive continuous improvement and profitability.
* Work collaboratively with Product Performance Analysts, providing direction, support, and technical expertise to achieve strategic objectives.
* Continuously refine underwriting appetite to capitalise on market opportunities and strengthen competitive positioning through superior risk selection.
* Act as a senior technical referral point for underwriting teams, brokers, and internal stakeholders.
* Provide feedback to Product Managers, Heads of Class, and Pricing teams to improve pricing sophistication, model accuracy, and underwriting effectiveness.
* Collaborate across departments to ensure the company delivers clear, consistent, and seamless market propositions.
* Contribute to identifying, managing, and mitigating key business and underwriting risks.
* Support first-line underwriting governance activities through audit, peer review, exception reporting, and performance monitoring.
* Build and strengthen strategic relationships with key broker partners and stakeholders.
* Ensure all activities are conducted in line with legal, regulatory, compliance, and ethical standards.
Essential Skills & Experience
The role carries significant strategic influence and financial responsibility and requires an individual recognised for strong technical expertise within specialist motor underwriting.
The successful candidate will demonstrate:
* Strong knowledge of UK motor insurance legal, regulatory, and compliance requirements.
* Strong collaboration and leadership skills with the ability to contribute toward challenging financial objectives.
* Extensive technical knowledge of specialist motor insurance products, market dynamics, customer requirements, and portfolio performance drivers.
* Strong analytical capability with advanced Microsoft Excel skills.
* Excellent communication and presentation skills, including the ability to present confidently to senior internal and external stakeholders.
* Commercial awareness with the ability to identify growth opportunities and improve financial performance.
* Strong understanding of pricing methodologies and underwriting controls.
* Excellent interpersonal and relationship management skills with the confidence to manage complex stakeholder discussions.
* Experience operating within a sophisticated underwriting governance and control environment.