Who you are
* We're looking for a FinCrime Analyst who is passionate about our mission of Money Without Borders to partner with our financial crime product teams to help drive data-driven and innovative growth decisions while helping to combat financial crime
* You have strong quantitative skills. Ideally a background in statistics, maths, physics, engineering, or other scientific area
* You have experience with SQL and Python
* You have strong communication skills and an ability to translate business problems into analytical solutions
* You have an ability to structure business problems with minimal supervision and an ability to prioritise problems independently, as well as condense complex systems/ideas into simple-to-understand models
* Hustler-mentality. You can take work beyond the analysis and get things done
* You have experience with data visualisation tools (Looker, PowerBI, Tableau etc.) and demonstrate storytelling ability with data
* You have 4+ YOE analysing data in a professional setting
What the job involves
* At Wise, we strike a critical balance between user experience and the stringent demands of risk prevention
* Our mission within the AML team is to stay one step ahead of money laundering activities while ensuring that our customers enjoy a seamless experience
* In this vital role, you will innovate and implement controls that enhance security without compromising user convenience
* Most importantly, you'll collaborate closely with your product managers, designers, data scientists and engineers to bring your insights into real change for our customers and help drive our mission
* This is an IC3 role
* Whether our customers are sending money to another country, spending money abroad, or making and receiving international business payments, Wise is on a mission to make their lives easier and save them money
* You'll expose the vast data on our processes to the product teams across Wise in a meaningful and actionable way in which people can proactively access the information without friction or need for analyst assistance
* Proactively contribute to, own, create, track key metrics and results for your product and operational teams, keeping them accountable throughout the quarter
* Work with data scientists in understanding and developing the means for detecting and mitigating financial crime
* Building the framework for managing risk and customer experience at scale
* Drive the discovery phase by scoping new opportunities and suggesting features, rules and models to combat emerging risks
* The role requires collaboration with Product, Data Scientists, Engineering and Operations Team
* This role will give you the opportunity to:
* Be part of a positive change in the world. We're fixing a broken, greedy system, and putting people and businesses in control of their money
* Create value from extensive datasets. We have millions of customers, a global set of payment infrastructure and a complex product that customers can use in different ways. There is a tonne of value left to unlock from this data
* Influence the team's direction. Analysts at Wise enable data-driven decision making and have a large impact by helping their teams to decide what to work on
* Learn from a global network of professionals. We have a large, diverse team of analysts, data scientists and product managers that you will work with and learn from
Benefits
* Stock: At Wise, we're all invested in our mission. And through our individual roles, we each take ownership of achieving it. That's why, alongside your salary, we grant Restricted Stock Units (RSUs) to all Wisers, so we can all share in our success
* Paid sabbatical: It's a marathon, not a sprint. We know working at Wise is challenging and all our people go above and beyond for our customers.
That's why, after 4 years at Wise, you'll have the option to take a sabbatical. You'll get 6 weeks' paid time off and £1,000 financial support
- Work from anywhere: After your first 6 months, most people can work virtually from (almost) anywhere in the world for up to 90 days a year: Yep, just about anywhere on the planet. This gives you the flexibility to visit your family, or travel and experience living the way many of our customers do. And of course, use our product while you're at it
- Me Days: You get 3 'me days' per year to help you manage your life. This can be used for whatever you like — perhaps to take the dog to the vet, to pamper yourself, or take your Mum on a day out. It's completely up to you. Me days are prorated in your first year, based on your start date
- Parental leave: We offer a minimum of 18 weeks (or 4 months in Estonia) of fully paid parental leave for birth or adoption, if a person has been at Wise for 1+ year at the due date or adoption date. This applies regardless of gender, or your partner's parental leave policies
- Professional development fund: There's no shortage of growth opportunities at Wise and it's up to you to choose how you want to develop your skills to get there. That's why all our employees have a dedicated yearly allowance to boost their professional development
- Flexible working: We know that teams and individuals all have different needs depending on what they need to deliver, as well as their personal circumstances. That's why we have company-wide principles around flexible working and our teams set their own guidelines too. We expect new joiners to be in the office most days to build connections and learn from colleagues for their first six months
- Creative workplaces: We design our offices to be enjoyable spaces, where everyone can do their best work. Many are dog-friendly, with massage chairs, games areas and more. We encourage cross-team relationship building through weekly or bi-weekly team lunches, snacks and drinks. Plus regular social events and activities that Wisers can get involved in, such as running club, yoga, gaming or pottery
- Mission Days: Mission Days is an opportunity that happens twice a year for many of our Wisers to connect around the globe, come together and foster relationships. From the diverse and inclusive atmosphere to the thoughtfully designed collaboration, you'll experience the power of networking, cross-team collaboration, and gaining a global perspective that propels Wise's mission forward
- Compassionate and sick leave: There may be times when you need to care for another, have a family emergency that you weren't expecting, or a bereavement. We offer 5 paid days of compassionate leave per calendar year. Of course, you may need more than that, and this will be reviewed on a case-by-case basis. We also offer 10 days leave on full pay for any Wisers affected by pregnancy loss, including those who are partners or surrogate mothers. Wise offers up to 15 paid sick days each year
- Employee Assistance Program: This free, confidential service is there to support you with anything that's on your mind. Whether you need mental health support, financial or legal guidance, help with a family issue or how to manage your work-life balance – their experts are on hand to provide you with the help you need. This service is available 24/7 over the phone, online or face to face
- Holiday/Vacation: Wisers in all locations get a minimum of 33 days paid time off per year, including local public holidays, to rest, relax and recharge your batteries
- Employee Referral Scheme: This is an initiative that encourages you to help us find potential new joiners through your own networks. And as a reward, we pay a bonus for all successful hires
- Volunteering day: As a mission-driven and socially responsible organisation, Wise encourages employees to support their community. We offer a day each year for you to volunteer with an organisation of your choice
- Social get togethers: As well as regular team lunches and get togethers in the office, we also have a 'fun budget' of £30 (or local currency equivalent) per Wiser per month to connect with our teams, in person or virtually.
- Paid time off: 36 days PTO (holiday, paid time off) per year, including paid public holidays
- Life insurance: We'll provide you with 1x the amount of your salary up to $200,000 in paid Life and Accidental Death and Dismemberment (AD&D) coverage
- Short and long-term disability coverage: Wise will provide you with paid short-term and long-term disability coverage
- Health plan benefits: If you're a full-time employee, you're eligible to enroll in insurance coverage within your first 30 days of employment. The coverage options include, but are not limited to, medical, dental, vision and supplementary coverage
- 401(k): Save towards your retirement with our 401(k) plan. Wise will match 100% of your contributions from 1-2% and 50% of your contributions from 3-6%
- Commuter benefit (NYC only): You can enroll in a Commuter FSA that will set aside tax-free funds from your paycheck that can be used towards eligible commuter transit
- Dog-friendly: You're welcome to bring your well behaved friends to the NYC office. Unfortunately our Austin office doesn't allow pets
- Annual leave: 25 days paid holiday + UK paid bank holidays per calendar year. This is prorated for those who work part-time and/or started midway through the year
- Maternity leave: Get an extra 8 weeks' maternity leave on top of the 18 weeks' global minimum. So that's 26 weeks total leave at full pay, plus an additional 13 weeks at statutory maternity pay
- Life Insurance: All Wisers get life insurance at 4 times your salary
- Private medical insurance: We provide a private medical coverage plan, where the only cost for you is any excess and the associated tax. You're also able to cover your partner or family for an additional fee
- Income protection insurance: All Wisers are covered for 60% of income after six months of illness
- Critical illness insurance: Protect yourself in case of serious injury or illness through this self-funded, salary sacrifice benefit offered at preferential rates
- Dental Insurance: Protect your teeth with discounted, self-funded insurance for you and your family
- Eyecare vouchers: Check your eye health and eye sight, as well as get access to free glasses and 15% discount on upgrades
- Flu vouchers: Free flu vaccine vouchers each year
- Financial education programme: All Wisers can access free one-to-one financial consultations, online resources and regular masterclass sessions to understand their personal finances and find answers to common issues
- Pension: Save towards your retirement with our contributory pension plan. When you contribute 3% upwards, Wise will contribute 5% on top
- Season ticket loan: Save on transport costs to and from work with our Annual Season Ticket Loan
- Cycle to work scheme: Hire a new bike, along with equipment, and spread the cost over 12-months while making savings on tax and National Insurance. Deductions are taken from your monthly pay
- Gym membership: Get discounted membership at over 3,000 of the UK's leading gyms, boot camps and yoga studios
- Charitable Giving: Donate to charities, tax free, directly from your payslip
- Travel insurance: Get discounted, self-funded protection for you and your family for unlimited trips. Winter sports and scuba diving included
- Dogs: We're a dog friendly company. You're welcome to bring your well behaved friends to the office
- Sauna and terrace: We have an in-office sauna and a terrace you can use to relax and hang out with your team