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A Platinum Investors in People employer and an award-winning UK bank, focused on growth. Our customers include savers and businesses across the UK, and we use our specialist expertise to help them achieve their ambitions and build a sustainable future. If you’re an experienced Financial Crime Specialist looking for an opportunity to grow in a friendly environment, we’re looking for you!
We’re flexible, inclusive, committed to your wellbeing and passionate about you reaching your potential. Let’s grow together …
Job Purpose
To identify and advise on Anti-Money Laundering, Counter Terrorist Financing and other Financial Crime issues, ensuring regulation and legislation are adhered to at all times.
Conduct thorough investigations of suspicious activities, fraud, and transactions to identify potential financial crime risks within the bank. (For onboarding and in-life customers)
Ability to work on any financial crime enquiry/investigation that comes into the team, either internally or externally, from beginning to end.
We’ll provide ongoing training and support to help you understand the systems, but experience of Financial Crime on a digital platform and speaking to customers is key to success in this role.
You will work on a shift pattern to ensure sufficient coverage on evenings and some weekends, including Saturday.
What you’ll do day to day
* Managing Financial Crime-related inquiries, from start to end.
* Conducting customer due diligence (CDD) and enhanced due diligence (EDD) on Paragon's customers and suppliers.
* Conduct thorough investigations of suspicious activity and transactions to identify potential threats to the bank.
* Reviewing and advising on Paragon's high-risk customers and escalating where required.
* Monitoring and reviewing alerts generated by monitoring systems and escalating cases as necessary.
* Liaising with law enforcement and external agencies to prevent financial crime.
* Handling referrals made to Financial Crime Operations from internal and external sources from start to finish.
* Completing fraud investigations.
* Reviewing and escalating high-risk customers to the MLRO/DMLRO.
* Completing periodic reviews (in-life) and supporting business areas with high-risk customer risk assessments (on-boarding).
* Reviewing all third parties being onboarded, including intermediaries.
* Providing support and advice, collaborating with internal teams, and liaising with external agencies for investigations or assurance.
* Preparing detailed reports and documentation of findings, ensuring accuracy and compliance.
* Providing recommendations for improving internal controls to mitigate risks.
* Assisting in education and training of staff to improve financial crime detection skills.
About You
The Skills you’ll bring
* Excellent organizational skills and ability to manage multiple tasks and meet strict SLAs.
* Strong written and verbal communication skills with attention to detail.
* Ability to develop and maintain relationships internally and externally.
* Ability to develop technical knowledge continuously and share learning with colleagues.
* Ability to embrace change and influence others.
* Responsibility for identifying, investigating, and mitigating financial crime risks.
* Understanding of regulatory requirements and collaborative working to ensure compliance.
* Ability to use judgment and tools to verify information, make decisions, and escalate as needed.
Experience in monitoring & reviewing alerts from systems like Dow Jones, Cifas, Synectics, ACI, and Threatmetrix is required.
Essential Qualifications
Relevant industry qualifications such as ICA Diploma or ACAMS CAMS certification are required.
A clean driver’s license is preferred, as the role may involve travel to industry meetings.
Working Hours
Monday to Friday, 37.5 hours per week, on a shift pattern from 8 am to 6 pm, with Saturday hours from 9 am to 1 pm.
We encourage applications even if you don’t meet all criteria. We value diversity and are excited to hear from passionate individuals. If you’re ready to contribute, please apply.
Further details are available in the Purpose and Performance Profile (PPP) downloadable on this page.
Inclusion
As a Disability Confident Employer, we ensure our vacancies are accessible. If you need adjustments in the recruitment process, contact our recruitment team.
About Us
What can we offer you?
* Generous holiday allowance starting from 25 days, increasing to 30, plus days off for your birthday, Christmas Eve, and New Year’s Eve. Option to buy or sell leave.
* Share Save Scheme: opportunity to buy shares at a discount.
* Profit-related pay sharing annual profits.
* Pension plan contributing up to 10% of salary.
* Family-friendly policies including enhanced parental pay and fertility treatment leave.
* Employee discounts on entertainment, travel, shopping, and more.
* Volunteering day per year.
* Life assurance and personal accident cover.
Be flexible
We promote flexible working arrangements for better work-life balance, including hybrid working.
Be yourself
We celebrate diversity and inclusion, encouraging you to be your whole self at work. Our initiatives support building a more inclusive workplace.
Be heard
Our People Forum and surveys ensure your voice influences our future.
Be well
Access tools and resources for wellbeing, including digital GP, wellbeing team, and discounted gym memberships.
Be better
We support your growth with personalized development plans, as a proud Investors in People employer.
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