Overview
Santander Corporate & Commercial Banking (CCB) is looking for a Transactional Banking & Liabilities Lawyer based out of London. This role sits within the CCB Legal team, supporting the Transactional Banking and Liabilities business. You will provide legal advice across a broad suite of cash management, payments, and account products, supporting both strategic initiatives and business‑as‑usual activities. You will work closely with product, risk, compliance and front‑office teams to enable safe, compliant and efficient delivery of client solutions. We're shaping the way we work through innovation, cutting‑edge technology, collaboration and the freedom to explore new ideas.
Responsibilities
* Providing legal advice on transactional banking and liabilities products including accounts, cash management and payment services
* Drafting and negotiating commercial contracts, client documentation and product terms and conditions
* Supporting product development, change initiatives and digital platform evolution
* Advising on UK and EU payments regulation and financial crime frameworks
* Identifying, assessing and escalating legal and regulatory risks
* Partnering with stakeholders across product, risk, compliance, operations and technology
* Delivering timely, pragmatic legal advice aligned with risk appetite
* Driving innovation and continuous improvement, including use of legal technology and AI tools
Benefits
* As a Santander UK employee, you are able to request staff versions of our products like our Edge Current Accounts and Credit Cards with no fees, as well as apply to many other deals and discounts in Santander products and services
* Competitive rewards that reflect the real impact you make and the value you bring.
* Wellbeing that goes beyond work – we work with a range of wellbeing partners across our 4 pillars of wellbeing (physical, mental, social and financial) to give you access to a suite of apps, discounted gym and fitness access, weekly online classes, flexible healthcare and mental health support.
* Support for every life stage – from menopause and pregnancy to parenthood and beyond, with enhanced family leave, childcare options and tailored wellbeing support.
* Time to give back through volunteering opportunities that let you make a difference in the communities we serve.
* Global growth opportunities to shape your career, learn new skills and explore what's possible across our international network.
Qualifications
* Qualified lawyer with experience in banking, financial services or commercial contracts (Required)
* Experience advising on transactional banking products, cash management or payments (Preferred)
* Experience working with digital banking platforms or connectivity solutions (Preferred)
* Education: Law degree or equivalent legal qualification (Required)
* Languages: English (Required)
* Hard Skills – Strong drafting and negotiation skills (Required)
* Working knowledge of payments regulation and financial crime frameworks (Preferred)
* Understanding of legal risk management principles (Preferred)
* Soft Skills – Strong stakeholder management and communication skills
* Commercial mindset with ability to balance risk and business objectives
* Proactive, adaptable and solutions‑focused approach
Additional Benefits
* 30 days' holiday plus bank holidays, which increases to 31 days after 5 years of service, with the option to purchase up to 5 contractual days per year
* £6,000 car allowance per year
* Company‑funded individual private medical insurance
* Protection for you and your family, with company‑funded death‑in‑service benefit and income protection insurance, and the option to take advantage of discounted rates for additional life assurance and critical illness cover
* Share in Santander's success by saving or investing in our share plans
EEO Statement
At Santander, we're proud to be an inclusive organisation that provides equal opportunities for everyone – regardless of age, gender, disability, civil status, race, religion or sexual orientation. We are committed to creating a recruitment experience that is accessible, fair and welcoming for all candidates.
Working Arrangements
Role is site‑based with a hybrid working pattern; colleagues are expected to attend the office at least 12 days per month (pro‑rata for part‑time roles).
Company Overview
Santander (www.santander.com) is evolving from a global, high‑impact brand into a technology‑driven organisation, and our people are at the heart of this journey. Together, we are driving a customer‑centric transformation that values bold thinking, innovation and the courage to challenge what's possible.
Mission Statement
Our mission is to contribute to help more people and businesses prosper. We embrace a strong risk culture and expect all professionals at all levels to take a proactive and responsible approach towards risk management.
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