Debt Purchase Analyst - £40k
Our client is a leading international debt recovery agency, renowned for providing innovative and effective solutions to businesses and individuals alike. With a focus on professionalism, transparency, and customer-centric service, we work diligently to ensure the best outcomes for our clients. They are committed to making debt recovery as seamless and efficient as possible, while maintaining high standards of ethics and compliance.
They believe in fostering a work environment where every team member has the opportunity to contribute, grow, and thrive. Their core values guide everything we do, ensuring that they not only achieve success but do so with integrity and a dedication to excellence.
About the Role
As a Debt Purchase Business Analyst, you will play a crucial role within the Sales Department by evaluating and analysing debt portfolios to support acquisition decisions. You will review data, assess risk, and provide insight to help the business make informed purchases of debt portfolios that align with our financial and strategic goals. This role requires strong analytical skills, attention to detail, and the ability to work collaboratively with sales, finance, and legal teams.
The Department
The Sales Department is responsible for driving business growth through the acquisition and management of client relationships and debt portfolios. This team works closely with clients to identify opportunities, negotiate portfolio purchases, and deliver tailored debt recovery solutions. By combining market insight, analytical expertise, and strong client engagement, the Sales Department plays a critical role in expanding the companys portfolio and ensuring sustainable revenue generation. Collaboration with Compliance, Finance, and Operations teams ensures all purchases meet regulatory standards and align with the companys strategic goals.
Main Duties and Responsibilities
* Analyse debt portfolio data to evaluate the quality, value, and recoverability of accounts.
* Conduct due diligence on prospective debt purchases, reviewing client documentation and historical performance.
* Prepare detailed reports and recommendations to support debt acquisition decisions.
* Work closely with the Sales team to understand market trends and client requirements.
* Collaborate with legal and compliance teams to ensure purchased portfolios meet regulatory and contractual requirements.
* Monitor purchased portfolio performance post-acquisition and report on outcomes versus projections.
* Assist in developing pricing models and valuation criteria for debt portfolios.
* Maintain accurate records and documentation of all analyses and decisions
About You
The ideal candidate:
* You have strong analytical and numerical skills with experience working with complex data sets.
* You are detail-oriented, organised, and able to produce clear, concise reports.
* You have a good understanding of the debt purchase market or financial services sector.
* Youre able to work collaboratively with cross-functional teams, including sales, finance, and compliance.
* You are proactive, adaptable, and comfortable working in a fast-paced, target-driven environment.
* Experience with data analysis tools, Excel, and CRM systems is preferred.
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