About Howden
Howden is a collective - a group of talented and passionate people all around the world. Together, we have pushed the boundaries of insurance. We are united by a shared passion and no-limits mindset, and our strength lies in our ability to collaborate as a powerful international team comprised of 22,000 employees spanning over 100 countries.
We have travelled far since opening our first office in 1994. Back then we were local experts - based in London, with direct access to the world's biggest insurance market. We're still locals, and we still deliver the right advice and the right insurance to our clients.
Our mission has been to create an independent business with a unique culture - one that is controlled by the people who work for it. Finding the most talented and entrepreneurial people has always been key to our success.
People come to Howden for lots of different reasons, but they stay for the same one: our culture. That's what sets us apart, and why we nurture and retain the best talent in the market.
We pride ourselves on our strong values:
An employee-ownership model
Aligned external investors
The trust and integrity born of friendship
Expertise
Independence
CAP Tax and Contingent Risk Team
Howden CAP (Capital, Advisory and Placement) division is the global capital, advisory and placement business of Howden. We advise banks, large corporates and investment funds on how insurance can facilitate transactions (whether an investment, loan or sale). This helps our clients grow, optimise capital and achieve their strategic objectives.
The Tax and Contingent Team focus on providing innovate insurance solutions for complex financial, legal and tax-related risks. Our brokers work with the tax risk insurance market to design solutions for their clients.
The Tax and Contingent Risk Team are looking for 3 graduates to start in the following teams in September 2025:
* Graduate Analyst (Structured Solutions)
* Graduate Analyst (Tax)
* Graduate Analyst (Strategic Opportunities)
Graduate Analyst Role Description
Your day-to-day will be quite varied and will provide exposure to advisory and broking: alongside your team, you will work with specific clients to place risks with insurers, assist with the negotiation of effective insurance terms to ensure client needs are best met in relation to pricing and cover, as well as participate in team meetings and client calls.
You will also manage queries from underwriters and external requests as and when they arise. You'll get a lot of exposure to the various elements that make up our team as well as the wider CAP division, and we provide full training for our new starters.
Within your role, you will have the opportunity to work towards your Chartered Insurance Institute (CII) qualification.
Day-to-day responsibilities:
* Supporting account handlers and executives with reviewing submission documents, ensuring that information presented to underwriters is comprehensive and accurate.
* Collating and communicating client requirements to ensure appropriate marketing of the risk.
* Assisting the negotiations with underwriters to place insurance that balances quality, cover and price.
* Creating exciting presentations and client information packs.
* Keeping up to date with new industry developments so that you are best placed to support clients' needs.
* Taking responsibility for data entry, credit control and chasing policy subjectivities where required.
* Contributing to market research and analysing policies and contracts.
What are we looking for?
This is a starter role with full training and continuous development which means you do not need insurance knowledge or experience!
* Recent graduates (2024 or 2025) with a 2:1 or above in Law, Politics, Economics or Finance-related degrees, however we are open to other degree backgrounds.
* Evidence of customer-facing experience, e.g. retail or hospitality.
* Good negotiation skills and comfortable working with and building relationships with others.
* Good time management skills and ability to manage multiple projects in a fast-paced environment.
* Good attention to detail and research skills.
* Analytical thinkers who have strong decision-making skills.
Why apply?
* Opportunity to complete your fully funded CII qualification.
* Access to discounted personal health policies as well as a range of insurance products including home, motor, travel, specialist vehicles, critical illness, private medical, income protection etc.
* 25 days annual leave plus bank holidays and an extra day off for Christmas.
* Competitive salary.
* Generous pension scheme.
* Excellent training and development schemes and accelerated career progression.
* Cycle to work loan scheme available to all employees
* Discount on gym membership across the UK - national and local gyms included
* Volunteering opportunities, all employees have 2 days allocated to take part in volunteering schemes.
Application Process
* Application submission
* Online assessment
* Pre-recorded video interview
* Assessment experience day: 8th and 11th August
* Start date: 8th September 2025
Our team will provide preparation materials at each stage of the process.
Diversity and Inclusion.
At Howden we consider our people our chief competitive advantage and as such we treat colleagues, candidates, clients, and business partners with equality, fairness and respect, regardless of their age, disability, race, religion or belief, gender, sexual orientation, marital status or family circumstances.
Our sustainability promise
We're on a life-long journey to become an ever-more sustainable group. It's a commitment to taking care of our people and the world we live in, to doing good business, and to making a positive impact wherever we can. Our governance processes, company policies, and review systems are all geared towards our goal of making a positive impact in the world. You can read more about our sustainability work here.
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