Job Description
BTL Underwriter / Development Underwriting / Mortgages / BTL / Development / Permanent / Onsite – 5 Days / Merseyside / £350k Mandate
Our client, a fast-growing Challenger bank is seeking a highly skilled Mortgage Underwriter with experience in BTL or Development Finance to join their dynamic team. You will join a close-knit team of credit professionals and will work with the Relationship Management, Operations, and Risk teams to support brokers and SMEs in underwriting a range of loans including Mortgages & Buy to Let (BTL)
Responsibilities
1. Assess and underwrite new lending applications (Mortgages, BTL & Development)
2. Prepare detailed underwriting notes in support of credit proposals, approving/rejecting applications in line with policy, or recommending where mandate levels are exceeded
3. Support SME customers; check documentation for completeness, adherence to credit policy and ensure full compliance with legislation and regulatory requirements
4. Act as a point of contact for queries from brokers/customers
5. Provide feedback to Risk, Relationship Management and brokers on the quality and completeness of applications
6. Re-underwrite a sample of mortgages/buy-to-let loans acquired by the Bank from third parties to ensure lending criteria and risk appetite a...