Market Underwriter
Working hours: This role is available on a part-time, job-share or full-time basis
Salary: Up to £44,000 depending on experience plus an excellent benefits package
Location: Farnborough or Birmingham
Closing date for applications: 12th September 2025
The opportunity:
Do you have experience in Motor, Property or Casualty underwriting? Are you looking for a new challenge? If so, we would love to hear from you. As a market underwriter in Zurich Municipal, you will be working on all lines of business.
Zurich Municipal is a leading provider of insurance and risk management solutions for the public and voluntary sectors. Since 1993 we’ve insured charities, voluntary organisations, housing associations, and the education and public sectors, helping our customers better understand and reduce the risks they face. We provide insurance for organisations of all sizes across the UK, from insuring a large local authority to small community groups.
This is a unique opportunity to build your knowledge and experience for the future as all our Underwriters in Zurich Municipal underwrite all lines of business, offering a truly bespoke and personalised service to a range of customers in the Public Sector – from housing to charities.
This role will be challenging and there will be a lot to learn; to make sure you are supported all the way you will be joining an experienced team where development is key. There will also be opportunities to obtain qualifications such as CII.
What will you be doing?
As a Market Underwriter, some of your key activities include:
1. Deliver against underwriting & financial measures as outlined in the plan.
2. Demonstrate market visibility & underwriting expertise.
3. Develop, maintain & collaborate with Line of Business representatives on referrals and other business-related needs, as appropriate.
4. Qualify accounts to meet with the organisation's appetite, consistent with sound business opportunity.
5. Accurately select, assess and price risk in line with underwriting mentorship.
6. Make clear recommendations for market pricing, backed up by strong rationale and confident decision-making.
7. Have an external presence within the Public Sector visiting our customers regularly ensuring you fully understand their risk & insurance requirements.
8. Serve as a key Zurich contact for our customers.
What are we looking for?
Ideally, you will have experience in Property and Casualty underwriting and with some experience behind you, we would expect you tick some of these boxes. If you are dedicated and willing to learn, we would like to hear from you!
9. Motor, Property or Casualty underwriting experience essential
10. Excellent communication skills.
11. Strong negotiation skills.
12. Superior skills in relationship building, active listening, needs analysis and win-win negotiating.
13. Ability to effectively assess risk.
14. Strong knowledge of underwriting philosophy, techniques, national/local filing, regulations and guidelines would be beneficial but not essential
15. Cert or DiP CII Qualified or actively working towards accreditation.
What will you get in return?
Everyone’s different. That’s why at Zurich, we offer a wide range of employee benefits so our people can choose what fits them and their life. Our benefits provide real flexibility so our people can make considered choices and tailor their benefits throughout the year. Our benefits include 12% defined non-contributory pension scheme, annual company bonus, private medical insurance and the option to buy up to an additional 20 days or sell some of your holiday.
Follow the link for more information about our benefits -
Who we are:
At Zurich we aspire to be one of the most responsible and impactful businesses in the world and the best global insurer. Together we’re creating a brighter future for our customers, our people and our planet.
With over 55,000 employees in more than 170 countries, you’ll feel the support of being part of a strong and stable company who are a long-standing player in the insurance industry.
We’ve made a promise to each other and every employee; to focus on sustainable impact, to care about each other’s wellbeing, to use our diverse expertise to be curious and optimistic and to develop the skills needed for our future.
If you're interested in working in a dynamic and challenging environment for a company that recognises and rewards your creativity, initiatives and contributions - then Zurich could be just the place for you. Be part of something great.
Our Culture:
At Zurich, our sense of community is strong and we’re particularly passionate about diversity and inclusion, which we’ve won numerous awards for. We want our people to bring the whole of themselves to work and ensure everybody is made to feel welcome, regardless of their background, beliefs or culture. We want our employees to reflect the diversity of our customers, and so are committed to treating all of our applicants fairly and with respect, irrespective of their actual or assumed background, disability or any other protected characteristic.
We’ve an environment that places a real importance on our people’s wellbeing from a physical, mental, social and financial perspective. We work with our wellbeing partners and industry experts to provide the best advice and access to a wealth of lifestyle support. We’re also committed to continuous improvement, and we offer access to a comprehensive range of training and development opportunities.
We’re passionate about supporting employees to help others by getting involved in volunteering, charitable and community activity. Our charitable arm, Zurich Community Trust, is one of the longest-established corporate trusts in the UK. In that time, we’ve awarded grants and volunteered time to deserving causes in the UK valued at over £90 million.
So make a difference. Be challenged. Be inspired. Be supported, Love what you do. Work for us. #LI-Hybrid