Overview
Our client is a bridging and development finance lender based in London. They are seeking an experienced Head of Underwriting to lead their underwriting division and play a pivotal role in the next stage of the company’s growth. This is a hands-on role with strategic input in a dynamic, entrepreneurial environment.
Experience & Requirements
* A breadth of knowledge and experience within bridging / development finance underwriting, with at least 2 years in a senior or leadership role
* Strong knowledge of the UK property market, lending structures, and risk management
* An understanding of conveyancing law & the ability to understand planning & financial statements
* Excellent communication and decision-making skills and the ability to plan and set appropriate performance measurements
* A proactive leader with the ability to manage multiple cases and priorities
* Comfortable working in a boutique or SME environment with a hands-on approach
* Strong commercial awareness and sound judgement
Key Responsibilities
* Lead, mentor, and develop a team of underwriters, ensuring high performance and adherence to lending policies
* Assess complex bridging and development loan applications
* Maintain and improve underwriting processes and procedures in line with industry best practices
* Act as the final sign-off for high-value or complex deals
* Work closely with senior leadership team to align underwriting strategy with business objectives
* Ensure all loans are underwritten in compliance with regulatory and internal credit risk guidelines
* Liaise with key stakeholders including brokers, valuers, solicitors, and internal teams
* Oversee credit paper preparation and present at credit committees when necessary
* Monitor market trends and competitor activity to inform underwriting and risk strategies
Why Join?
* Opportunity to shape and lead the credit function of a growing lender
* Work directly with senior leadership team and influence business strategy
* A supportive and entrepreneurial working environment
* A unique opportunity to work towards a senior leadership position gaining equity in the future.
Seniorities & Employment Details
* Seniority level: Not Applicable
* Employment type: Full-time
* Job function: Finance and Sales
* Industries: Technology, Information and Internet
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