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Financial accountant

London
Fintellect Recruitment
Financial accountant
£60,000 - £80,000 a year
Posted: 4 October
Offer description

Financial Accountant

About the Company

We are a
specialist B2B fintech lender
providing working capital solutions to small and medium-sized businesses. By combining technology with deep credit expertise, we make it faster and simpler for companies to access the funding they need to grow.

Our platform is designed to remove friction from the lending process — delivering transparent, flexible, and scalable finance products that help businesses focus on running their operations, not chasing capital. With strong backing and a rapidly expanding client base, we are building a next-generation lender that puts business customers first.

About the Role

The
Financial Accountant
will play a key role in shaping the financial operations of a scaling fintech lender. The role is hands-on, covering financial reporting, controls, and regulatory compliance, while also contributing to commercial insights that support growth. This position suits a technically strong accountant who thrives in a dynamic, entrepreneurial environment and is motivated by building processes that can scale with the business.

Key Responsibilities

Financial Reporting & Controls

* Prepare accurate monthly, quarterly, and annual financial statements under IFRS/UK GAAP.
* Strengthen and streamline internal controls, with a focus on automation and scalability.
* Provide technical accounting guidance on lending transactions, securitisation structures, and funding facilities.
* Manage the external audit process and maintain strong relationships with auditors, lenders, and other external stakeholders.
* Work closely with commercial and risk teams to improve portfolio reporting, forecasting, and performance tracking.
* Support budgeting, forecasting, and long-term strategic financial planning.

Regulatory & Compliance

* Ensure full compliance with relevant financial, accounting, and lending regulations.
* Maintain governance frameworks, financial policies, and risk documentation.
* Prepare and deliver accurate regulatory and lender reporting.

About You

* Solid technical accounting knowledge (UK GAAP, IFRS) with the ability to translate complexity into clear insights.
* Detail-oriented and analytical, with strong problem-solving skills.
* Commercially minded — comfortable working across lending products, structured facilities, and fast-moving funding structures.
* Highly organised and accountable, with a proactive, solution-driven approach.
* Strong communicator who enjoys working with senior leadership, commercial teams, and external partners.

Qualifications & Experience

* Qualified accountant (ACA, ACCA, CIMA) with demonstrable experience in financial control or accounting roles.
* Background in financial services, ideally within a lending environment
* Advanced Excel skills; SQL knowledge and experience with financial data analysis preferred.
* Experience in a scaling or fast-paced environment is advantageous.

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