We're Hiring: Payments Risk Manager | Manchester/London/Cardiff (Hybrid) Are you passionate about managing risk in the ever-evolving world of payments? A dynamic opportunity has opened up at a leading UK financial institution for an experienced Payments Risk Manager to play a key role in shaping and safeguarding critical payment operations. What You’ll Be Doing In this pivotal second-line role, you'll be leading initiatives to identify, assess, and mitigate payment-related risks, from operational exposure to fraud and financial crime. Working closely with senior leadership, cross-functional teams, and third-party experts, you’ll help define the future of secure and compliant payment processes. Your focus will span: Payment risk strategy and oversight across channels (Faster Payments, CHAPS, Bacs, SWIFT, Open Banking) Fraud detection and financial crime prevention Regulatory compliance (FCA, PSD2, AML, PSRs) Stakeholder engagement and governance Driving continuous improvement and embedding a risk-aware culture You're someone who: Brings deep expertise in UK/international payment systems and regulations Has strong fraud prevention and risk mitigation experience in a financial services context Knows how to lead with insight, communicate with clarity, and engage with impact Is confident working with data, risk frameworks, and evolving regulatory landscapes Can balance strategic oversight with operational effectiveness