Job Description
OVERVIEW TO COMPANY:
This professional firm brings together a wealth of experience across the financial services, insurance, and employee benefits sectors.
With roots firmly established in the services sector - over 40 years of providing financial and protection advice to both personal and corporate clients - they have plenty of practice at understanding, finding, and implementing solutions to achieving clients'? needs and objectives.
JOB TITLE: Financial Planner (Senior)
PURPOSE OF ROLE:
Working with a large diverse established client group you will act as a partner, helping individuals take control of their finances and work towards their financial objectives. You will provide a comprehensive approach to personal finance, ensuring that clients have the tools and knowledge to achieve their long-term financial security. This role is not about sales or business development, but looking after the clients we already have.
Key Responsibilities:
* Conducting Client Reviews: Gathering information about the client's financial position, goals, and risk tolerance.
* Financial Planning: Developing and implementing customised financial plans that address the client's specific needs and objectives, including retirement planning, investment strategies, and estate planning.
* Analysing and Interpreting Financial Data: Analysing client's financial information to identify potential areas for improvement and develop suitable recommendations. considering their goals, risk tolerance, and financial situation.
* Product Knowledge: Understanding various financial products like investments, pensions, and insurance, and selecting the most appropriate options for clients.
* Retirement Income Planning: Helping clients understand various retirement income options and designing plans to ensure they have sufficient funds for their retirement needs.
* Product Selection and Recommendation: Choosing and recommending appropriate financial products and services to meet the client's needs such as life insurance.
* Client Communication and Education: Communicating with clients to explain financial concepts, plan strategies, and provide ongoing support
* Regulatory Compliance: Adhering to all relevant financial regulations and ethical guidelines in the financial services industry.
* Staying Informed: Keeping up to date with the latest developments in financial services, regulations, and product offerings.
* Collaboration and Professionalism: Working effectively with other professionals including will writers, solicitors.
Skills and Qualities:
* Strong analytical and problem-solving skills.
* Excellent communication and interpersonal skills.
* Deep knowledge of financial products and services.
* Understanding of relevant regulations and laws.
* Ability to explain complex financial concepts in a clear and concise manner.
* Strong work ethic and commitment to client satisfaction.
* Relationship Management
* Emotionally intelligent
* Problem-Solving Skills:Identifying and addressing client financial challenges.
* Technical Skills: Proficiency in using financial planning software and tools (IO)
Educational and Professional Requirements:
* 5 years + financial planning experience
* Level 6 qualification, such as the Advanced Diploma in Financial Planning from the Chartered Insurance Institute (CII) or a Diploma in Financial Planning from the CISI. Candidates with a Level 4 qualification in Financial Planning will also be considered.
* May require additional experience in the financial services industry.
* Chartered status may be available upon meeting experience requirements after obtaining the Level 6 qualification.
HOURS OF WORK:
Core hours of work are Monday to Friday 9-5pm.
However, flexibility is required for clients who require evening and weekend meetings.
SALARY: Circa 60k
Benefits:
* Holidays 33 in total including bank holidays
* Pension: if employee pays 4%, employer pays 6% both on qualifying earnings (£6,240 to £50,270).
* The firm has the potential to pay annual PAYE free bonus up to £3,600, currently paying about £500 per annum.
* Full suite of employee benefits provided including 24/7 EAP for employees and employee family members, discounted gift cards, wellbeing studio and wellbeing hub.
* Health & Wellness cash plan.
TRAINING: Support for ongoing professional development.
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