Overview
Mortgage Advisor – Corsham
Full Time - Permanent
Salary is dependent on experience
Responsibilities – Mortgage Sales
* Advise clients on the mortgage process by finding them the best deal.
* Actively take new leads by answering the phone and contacting Future Prospect's
* Conduct a thorough first call and fact find with clients
* Ensure all technical jargon and choice explained to line in line with FCA regulation
* Research the Market Place for the best product for your client in accordance with their needs
* Give best advice on the most appropriate deal for the client
* Perform a recommendation (second) call with the client within 2-4 hours of first call
* Request documentation from the client in line with process
* Perform a full check that the documents are correct and abide by ML, FCA and Company process'
* Write, complete, and send suitability letter to client within 24 hours of an application being submitted
* Actively chase all clients through to application
* Submit Mortgage Applications in a timely fashion
In-House Referrals
* Actively introduce the services of the company in line with process
* Spot opportunity and introduce the services of the company as and when required
Third Party Referrals
* Actively introduce third party services of Solicitors, Wills, Trust and Financial Advice.
Compliance & Other
* Send clients all regulatory disclosures and paperwork as required, in line with company procedures
* Follow company policies and procedures and keep abreast of any changes that are communicated to you from the Compliance department via email.
* Lead to recommendation conversions to be minimum 80%
* Lead to application conversions to be minimum 50%
* Aim to answer the phone within 3 rings
Minimum Qualifications and Skills
Qualifications
* Full CeMAP level 3
* CAS within 12 months of start date
Communication Skills
* Communicate clearly and concisely, orally and in writing with clients, colleagues, and business contacts
Technical Skills
* Good working knowledge of IT systems relevant to job role
* Excellent product / industry knowledge
* Adhere to company standards and procedures at all times including compliance regulations
* Sufficient depth of technical knowledge to operate efficiently with a low level of supervision
* A full understanding of the Mortgage & Protection Markets
Personal Responsibility and Drive
* Prioritises effectively
* Deadlines are met, and work is regularly error free
* Make confident, effective decisions within scope of job role
* Portrays a professional image at all times
Working with Others
* Actively participates and co-operates with others
* Builds effective relationships and contributes to team spirit
* Negotiates effectively with colleagues and outside agencies
* Excellent interpersonal skills
By applying for this role you give permission for Purely Recruitment to submit your personal information contained within your CV or any other relevant information provided in order for the prospective employer to review your application for the specific role applied for. Purely recruitment will not submit or use your personal information for any other purposes other than for searching for alternative employment
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