Express Recruitment are proud to be representing a Finance Specialists based in Nottingham who are looking for a Credit Risk Manager to join their team on a full time, hybrid, and permanent basis with flexible working. They cultivate an innovative and growth driven environment, making this role ideal for a Credit Risk Professional with experience in the financial industry looking for their next step up in their career! The successful candidate will lead the development and optimisation of credit risk models and strategies using advanced analytics and bureau data. They will play a key role in informing underwriting decisions and driving performance through data-led insights and experimentation. The ideal candidate will have a strong analytical background with hands-on experience in credit risk, data modelling and statistical programming. They will be confident working with large datasets and credit bureau data, and able to communicate complex insights clearly to support strategic decision-making. For the position, they are offering a competitive salary of up to c£60,000 per annum D.O.E alongside a comprehensive benefits package which includes hybrid and flexible working, long term career progression, private healthcare, and more! What do you think? If you think this is the next role for you, apply today! Roles and Responsibilities * Bring extensive hands-on experience with credit scores and scorecards, including the development, validation and monitoring of both custom and bureau-based models * Work with credit bureau data such as TransUnion and Experian to support credit strategy development, model improvements and risk segmentation * Design and implement advanced statistical models to assess credit risk, optimise credit scoring and improve underwriting strategies * Develop and maintain predictive models such as Probability of Default to forecast customer behaviour and inform credit decisions * Carry out exploratory data analysis and data cleaning to ensure high-quality data inputs for model development * Lead A/B testing and controlled experiments to evaluate the effectiveness of credit strategies and policy changes * Translate complex data insights into clear, actionable recommendations for a range of stakeholders through concise presentations Skills and Experience * A degree in a relevant subject such as Data Science, Statistics, Economics or a similar discipline * Demonstrable experience in the Financial Services industry * Experience working with large and complex data sets in a commercial environment * Proficiency in Python, R, SQL or other programming languages used for data analysis and modelling * Strong proficiency in Excel for data manipulation and reporting * The ability to communicate technical insights clearly and effectively to non-technical audiences * A detail-oriented and process-driven approach with a focus on continuous improvement * Confidence working in a fast-paced and evolving environment * Experience working with credit bureau data such as TransUnion or Experian * Familiarity with Salesforce and data visualisation tools such as Power BI or Tableau About Express Recruitment Express Recruitment has been offering exceptional recruitment solutions across the East Midlands since 1987, “exceeding expectations every time” of over 267,000 candidates. We supply a diverse range of sectors including Engineering, Technology, Professional Services, Languages, Sales & Marketing, Call Centres, Commercial, Manufacturing, Local Authority, NHS, Education and Voluntary organisations. Find all of our current vacancies on (url removed) Not quite found the right role for you yet? Let us do the scrolling for you! Your search for a new role has never been so easy, just fill in our contact form on (url removed) or give us a call on (phone number removed) and we will do the rest for you. Vacancy Summary Hours: Full Time, Monday – Friday, Flexible Working Salary: Up to c£60,000 per annum D.O.E Location: Nottingham, Nottinghamshire Job Type: Full Time, Flexible Working, Hybrid, Permanent Unfortunately, we are unable to contact all candidates due to the large volume of applications we receive. If you have not heard from a consultant within the next three days, please assume that you have not been successful on this occasion. Please do not hesitate to apply for other suitable roles in the future. This vacancy is being advertised on behalf of Express Recruitment Ltd. The services advertised by Express Recruitment Ltd. are those of an Employment Agency