Overview
Nicholas Howard is delighted to partner with a highly successful and rapidly growing mortgage lending business, and we are currently looking for a Product Manager to join them in a newly created role. Working in a fast‑paced, successful Proposition & Delivery team in their London, Cardiff or Manchester office has never been a better time to join a specialist mortgage lender backed by a global financial institution offering first and second charge loans.
Key responsibilities
* Monitor competitors and market trends to identify risks and opportunities.
* Produce clear insights to inform pricing, product innovation and roadmap decisions.
* Recommend and deliver product roadmaps across all mortgage lines.
* Lead pricing evaluation, modelling and recommendations, presenting insights through Power BI.
* Maintain accurate pricing models and oversee pricing & product changes through governance.
* Identify new product features, digital improvements and enhancement opportunities.
* Work cross‑functionally with Change, Risk, Credit, Operations and Technology.
* Ensure all proposals meet Consumer Duty, Fair Value and regulatory expectations.
What we are looking for
* Strong understanding of mortgage markets and distribution dynamics.
* Knowledge of pricing levers, margin drivers and product P&L impacts.
* Experience delivering product and pricing changes within structured governance.
* Advanced Excel skills; VBA/SQL/DAX a plus.
* Ability to interpret data, build pricing models and produce clear insights (Power BI experience beneficial).
* Excellent communication, attention to detail and problem‑solving ability.
* Proactive mindset, confidence with senior stakeholders and ability to work cross‑functionally.
* Degree level education; numerate or analytical qualifications preferred.
Benefits
* Competitive salaries and bonus schemes
* Hybrid home/office working arrangements
* Regular training and opportunities to learn and grow
* Holiday leave plus bank holidays
* Medical insurance cover
* Life insurance
* Health and wellbeing support
In return for your commitment, you'll have the chance to develop your career in a dynamic environment, working alongside top talent and an exceptional leadership team.
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