Job Description
Risk And Compliance Manager
£40,000-£60,000 DOE
Monday-Friday
Warrington
MPJ Recruitment are proud to be working with a reputable business based in the Warrington area who are currently searching for a Risk & Compliance Manager.
You will be working for leading lender within the financial services sector who are currently lending roughly £180m per annum, due to growth this will soon exceed £200m. This opportunity is working for an expanding business with very exciting plans going forward, if you're ambitious and you would love to join a growing business, this could be the perfect role for you!
The Risk & Compliance Manager is responsible for the following functions:
Risk Management:
* Develop and implement a comprehensive risk management framework for identifying, assessing, monitoring, and mitigating risks, with a focus on operations and interactions with customers and debtors.
* Utilize expertise in credit risk to manage new customer/deal risks, minimizing existing bad debt, potential fraud and ensuring timely collection.
* Regularly analyse key debtors, identify the main reasons for outstanding amounts, and assess the performance and volume trends of top customers to inform risk management strategies.
Compliance Oversight:
* Ensure adherence to all relevant laws, regulations, and internal policies, plus alignment if required with FCA guidelines.
* Review and interpret regulatory developments, advising on their impact and guiding business changes accordingly.
* Collaborate with the wider business in creating and updating compliance policies and procedures to reflect current regulatory requirements.
* Lead a compliance agenda and act as an commercially balanced advocate for the function right across ACG.
Data Governance:
* Manage data governance activities to improve data quality, consistency, and governance, ensuring compliance with data protection regulations and enhancing business trust in data.
* Undertake data governance audits in collaboration with the Operations team.
* Support the creation of a data governance analyst to deliver ACG wide requirements.
Monitoring, Reporting, and Auditing:
* Establish processes for regular monitoring, reporting and auditing of risk and compliance issues, ensuring alignment with established frameworks.
* Conduct internal audits to review compliance with risk management and compliance standards, provide advice and challenge to the business in the further enhancement of it’s control environment.
Training and Awareness:
* Develop and deliver training programs to ensure employees understand and adhere to compliance, risk management, and data governance policies.
* Oversee compliance related training adherence to industry standard practice.
Stakeholder Engagement and Strategic Advice:
* Act as the primary contact for regulatory bodies, solicitors, and external stakeholders on risk and compliance matters.
* Provide strategic advice to board members, Managing Director and senior management on risk, compliance, and regulatory changes.
* Create an audit, risk and compliance committee to facilitate required updates or changes.
Benefits:
* Competitive salary
* Hybrid working
* Fully paid training
* Free parking
* Train station 5 minutes away
* Enhanced contributory pension which goes up to 17%
* Annual bonus
* Qualification funding
* £720 p/y benefits package that can go on what you want. E.g. gym membership, healthcare etc.
* Birthday holiday
Please click APPLY if you are interested.