Job title: Commercial SME Underwriter Salary: £40,000 Location: Manchester PURPOSE OF ROLE Lawes Consulting is recruiting two Commercial SME Underwriters for a growing Manchester team. One role requires 5 years' SME underwriting or trading experience; the other suits candidates with 1-2 years' experience keen to develop. Both will underwrite diverse SME risks, build broker relationships, and work in the Manchester office at least three days a week to support team collaboration and growth. RESPONSIBILITIES Underwrite a broad range of SME commercial risks with sound risk assessment Manage new business and renewals efficiently to meet agreed targets Develop and maintain effective trading relationships with brokers Collaborate with team members to support business growth objectives Ensure underwriting decisions comply with company guidelines and risk appetite Represent the business professionally in all client and broker interactions DAY-TO-DAY Review, assess, and price SME commercial insurance risks Engage regularly with brokers to negotiate terms and provide underwriting support Handle daily trading activities and maintain an active case portfolio Monitor market trends and identify new business opportunities Participate actively in team meetings and strategy discussions EXPERIENCE For the senior position: Minimum 5 years' underwriting experience in trading or a related field For the junior role: 1-2 years' experience with a proven ability to learn and develop quickly Proven ability to manage a varied portfolio of SME risks Experience working with brokers in a fast-paced, target-driven environment Strong understanding of underwriting disciplines, risk assessment, and pricing SKILLS Excellent communication and negotiation skills Strong analytical and decision-making abilities Ability to work independently and collaboratively within a team Proactive, organised, and able to manage multiple priorities Commercially focused with a commitment to delivering quality outcome If you have the relevant experience or know someone that does please contact me now on 07441 922 901 or email us at