About Allica Bank Allica is the UK’s fastest growing company - and the fastest-growing financial technology (Fintech) firm ever. Our purpose is to help established SMEs, one of the last major underserved opportunities in Fintech. Established SMEs are the backbone of local communities - representing over a third of our economy - yet have been largely neglected both by traditional high street banks and modern fintech providers. Role Description This role plays a critical part in safeguarding the accuracy and integrity of financial reporting on the lending portfolio. This role demands a proactive mindset, with a focus on identifying risks, improving processes, and implementing robust controls. You will collaborate closely with finance, operations, risk, and external auditors to maintain transparency and uphold the highest standards of governance. Success in this role means not only meeting deadlines but also continuously enhancing efficiency, reducing manual intervention, and leveraging technology to streamline reporting. The role will suit someone highly motivated, thrive in a fast-paced and dynamic environment, and embrace the challenges and opportunities that come with working in a growing, ambitious bank. Principal Accountabilities Maintain accurate record of loan balances, repayments and amortisation schedules. Reconcile loan ledger entries and ensure correct classification of assets. Calculate and report interest income, accruals, and amortisation using Effective Interest Rate (EIR) methodology. Ensure accurate revenue recognition in line with accounting standards. Prepare reports monthly, quarterly and annually to support regulatory reporting and internal management. Manage fee schedules related to 3rd party lending products. Support implementing and integrating new product. Support on BBB claim management. Support external audits and internal controls. Personal Attributes & Experience 2-3 years post ACCA/ACA qualified. Experience working in banking or financial services. Able to interpret complex financial data and identify trends, anomalies, or risks. Manages multiple priorities, deadlines, and reporting cycles Collaborates effectively with finance, operations, risk, and external auditors. Takes initiative to improve processes, controls, and reporting accuracy. Working at Allica Bank At Allica Bank we want to ensure our employees have the right tools and environment in which to succeed in their role and in support of our customers. Our employees are at the heart of everything we do, so our benefits are designed with you in mind: Full onboarding support and continued development opportunities Options for flexible working Regular social activities Pension contributions Discretionary bonus scheme Private health cover Life assurance Family friendly policies including enhanced Maternity & Paternity leave Don’t tick every box? Don’t worry if you don’t have all the skills or requirements listed on the job description. If you think you’ll be a good fit, we’d still love to hear from you! Flexible working We know the ‘9-to-5’ isn’t right for everyone. That’s why Allica Bank is fully committed to flexible and hybrid working. Please let us know what is best for you and, if we can, we will do our best to accommodate. Diversity We’re a diverse bunch here at Allica, with all kinds of experiences, backgrounds and lifestyles. Our openness and differences make us stronger, and we want everybody to feel comfortable bringing as much of themselves to work with them as they like.