Job Description
Miryco are delighted to be partnering with a growing mortgage provider making a huge splash in the UK and European mortgage market
This role sits within a growing mortgage business focused on asset deployment through mortgage origination.
We are seeking a highly experienced and detail-oriented Mortgage Underwriter with a strong understanding of the UK mortgage market.
The successful candidate will assess mortgage applications in line with lending criteria, conduct affordability assessments, and ensure regulatory compliance.
Key Responsibilities
1. Assess and underwrite residential mortgage applications in line with internal policies and industry regulations, ensuring balanced and well-informed decisions.
2. Conduct comprehensive affordability assessments, including the analysis of income, expenditure, credit history, and overall financial suitability.
3. Evaluate properties against lending criteria, while demonstrating a wider market understanding of acceptable property types and risks.
4. Collaborate with external partners—brokers, customers, surveyors, and conveyancers—and coordinate with internal teams to satisfy all lending requirements ahead of fund release.
5. Stay informed about industry developments, product updates, and changes to the regulatory landscape in the UK mor...