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Financial Crime Analyst
2LoD – Financial Crime Unit
Hybrid – Swindon or London
Salary – Competitive + Bonus
This role is part of Prepay Technologies’ (PPT’s) Second Line of Defence (2LoD) Financial Crime Unit. The objective of the function is to provide independent oversight and assurance of Financial Crime activities undertaken by our operational Financial Crime First Line of Defence (1LoD) and Agents. In addition to this, ensure Prepay Technologies (PPT) maintains a robust Financial Crime framework which protects us, and our Agents from facilitating Financial Crime.
Financial Crime Analyst is a role key in assisting PPT and its Agents in ensuring that we deliver data driven insights and solutions to prevent Financial Crime and help our Agents grow their business in a safe and scalable manner. This is achieved by ensuring that PPT’s regulatory compliance commitments are met as well as improving and enhancing of PPT’s Financial Crime framework such as policies, procedures, or rules.
Accountable to
Financial Crime Manager
Key Working Relationships
1. 2LoD team members
2. 1LoD
3. EU compliance team
4. Agents
5. Product Managers
Key Responsibilities
6. Ensure 2LoD Financial Crime policies and procedures are maintained and updated to provide an effective Financial Crime framework.
7. Remain vigilant to regulatory and industry updates which impacts PPT and contribute to sharing this information to 2LoD and internal stakeholders.
8. To review Financial Crime escalations and take appropriate actions. i.e. Raise a SAR, Provide feedback to an Agent.
9. Understanding of the Financial Crime tools/systems deployed by PPT to ensure effectiveness and assist with enhancements of new features as requested.
10. Review exception requests to policy and propose recommendations to manager
11. Work with the 2LoD to conduct assurance on 1LoD, maintaining high quality findings and proportionate actions.
12. Assist in in the delivery of training for internal and external stakeholders
13. Understand the key Financial Crime metrics and ensure that PPT’s controls are providing the expected mitigation.
14. Build positive and collaborative relationships internally and externally.
15. Ensure customer screening/payment filtering for sanctions, PEPs and suspicious transactions are dealt with efficiently
16. Assessment of systems and controls through gap analysis and continuous improvement
17. Develop in depth knowledge of PPT’s data sources and payment systems to gain insights into Agent’s behaviour.
18. Contribute to providing independent assurance over 1LoD activities, providing feedback on findings, and ensuring actions are closed in the agreed timeframes.
Skills & Behaviours
Role Specific
19. Proficient experience in a financial crime role within an e-commerce or payments regulated organisation
20. Ability to understand complex problems and rationalise these into data driven solutions.
21. Experience of working under pressure, in an ever changing and challenging environment.
22. Excellent analytical, organisational skills with the ability to manage workloads and deadlines.
23. Experience in creating data dashboards and presentations.
24. Effectively manipulates data from databases to building reports to a high standard.
25. Not essential, but desirable: Experience in using SQL and writing complex database queries.
Behavioural
26. Promote culture of compliance within the organisation
27. Proactive individual who is solution focused.
28. Collaborative team player who is also able to work on independent tasks.
29. Passionate about providing high levels of service to internal and external stakeholders
30. Ability to deal with multiple priorities within agreed SLAs
Why Edenred PayTech?
We are a subsidiary of the Edenred group and leaders in prepaid solutions including banking, virtual cards, debit, credit, and prepaid processing.
As an Edenred PayTech employee you will get the support and structure that you need to enjoy your work and develop your career while doing what you love and making a difference in a fast-paced and innovative business.
What you will get:
31. 25 days annual leave plus Bank Holidays
32. Hybrid working environment with a 3 days per week in the office
33. Income protection
34. Life insurance (4x salary)
35. Wellbeing Employee Assistance Program (extended access to family members)
36. Employee discount shopping platform
37. Digital learning platform
38. Complimentary fruit and other ‘in office’ snacks & refreshments
39. Volunteering programme
40. Social events
41. Pension Scheme – employer 6% with minimum employee contribution 3%
42. Discretionary bonus scheme based on company and personal performance
43. Holiday trading scheme (buy or sell up to 5 days)
44. Medical & international travel cover (leisure and action sports)
45. Monthly gym allowance
46. Employee referral bonus scheme
47. Season ticket loan
48. Cycle to Work scheme
Diversity:
Edenred PayTech are proud to be an equal opportunity employer. We will not discriminate against any applicant or employee based on age, race, colour, creed, religion, sex, sexual orientation, gender, gender identity or expression, national origin, citizenship, marital status or civil partnership/union status, disability, pregnancy, genetic information, or any other basis prohibited by applicable country or local law