Description
:
The Commercial Credit Officer (CCO) is a highly skilled resource, providing expert level advisory guidance in the most complex, integrated debt capital solutions for commercial banking clients.Products include lines of credit, term loans, real estate loans, and syndicated loans.The CO manages all of the ancillary credit exposure to clients. The CO maintains knowledge of other BofA products including Investment Banking and Treasury Management that have credit exposure, and leverages product expertise to deliver the best possible and optimally integrated strategic solution for the client or prospect. This role reports to the Commercial Credit Manager or Executive and will be aligned to an Underwriting Team that supports the market.
Responsibilities:
1. Manages the credit process for a portfolio of clients
2. Negotiates credit documentation
3. Leads the credit and risk approval processes
4. Builds relationships with existing and prospective clients
5. Mentors and supports associates
6. Provides capital structure solutions
Skills:
7. Client Solutions Advisory
8. Financial Analysis
9. Loan Structuring
10. Risk Management
11. Underwriting
12. Account Management
13. Credit Documentation Requirements
14. Credit and Risk Assessment
15. Decision Making
16. Issue Management
17. Analytical Thinking
18. Coaching
19. Collaboration
20. Critical Thinking
21. Customer and Client Focus
Required Qualifications:
22. 10+ years of solid Commercial Banking experience
23. Experience in financial analysis, structuring, underwriting and portfolio management
24. Analytical/technical skills, including financial accounting, modeling and loan structuring
25. Strong communication skills; ability to communicate vertically, horizontally, and externally
26. Industry knowledge across multiple sectors
Minimum Education Requirement: BA/BS Degree Desired
Shift:
1st shift (United States of America)
Hours Per Week:
40