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Credit risk anlayst

Stoke-on-Trent
SG Fleet AU
Posted: 31 August
Offer description

Join to apply for the Credit Risk Analyst role at SG Fleet AU

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Who We Are

We are a financial services company that specialises in fleet management, vehicle leasing and salary packaging, with a presence across Australia, the UK and NZ. A total portfolio under management of $2.5 Billion and over 1200 employees.


Role Overview

AS A CREDIT RISK ANALYST, YOU WILL…

* Be responsible for ensuring credit is secured for all corporate business, with external funding panels and/or via internal risk assessments, including financial analysis and recommendations.
* Prepare credit memorandums for large credit requests for SG Fleet Credit Committee consideration.
* Utilise your credit risk assessment skills to recommend proposals for approval or rejection.


Your Daily Responsibilities

* Partner with the Sales Team to ensure credit applications are decisioned within policy.
* Decision-making on Corporate Credit applications within policy and authority limits.
* Renew external Funder panel credit lines as needed.
* Conduct due diligence activities, including KYC/AML/Sanctions & PEP searches and financial statement reviews.
* Ensure compliance with policies, procedures, and legislation.
* Support the Funding & Credit Manager and collaborate with the wider team.


About You

* Degree or equivalent in Business, asset financing, or accounting.
* Experience in analysing corporate financial statements and risk assessments.
* Knowledge of credit underwriting and policies.
* Experience with KYC/AML processes.
* Strong technical, numerical, and problem-solving skills.
* Excellent communication skills, both verbal and written.
* Adherence to processes and procedures.


Next Steps

If you're ready to join a diverse and inclusive company that values work-life balance and career growth, we encourage you to apply. Resumes may be sent before the closing date, and successful applicants will undergo pre-employment screening.

Respectfully, no agencies please.


Additional Information

* Seniority level: Mid-Senior level
* Employment type: Full-time
* Job function: Accounting/Auditing
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