Job Description
Credit Risk Analyst - SME Bank | London (Hybrid)\n Location: London, UK\n Working Pattern: Hybrid - 3 days in office, 2 days remote\n Contract Type: Permanent, Full-time\n Salary: £70,000 - £75,000\n\nAn established London-based financial institution is looking for a skilled Credit Risk Analyst to join its growing Risk Management team. This is a newly created position reporting to the Chief Risk Officer and will play a key role in shaping the organisation's 2nd Line of Defence credit risk oversight.\n\nThis is a great opportunity for a professional with solid credit risk experience - particularly in credit risk and trade finance - to work in a collaborative environment where your insights and contributions will be highly valued.\n\nKey Responsibilities:\n\nAssess credit applications, perform detailed financial analysis, and evaluate sector, environmental and business risks.\nEnsure all transactions comply with internal credit policies and regulatory requirements.\nMonitor credit exposures and customer covenants, maintaining an active credit watchlist.\nProvide timely and robust credit recommendations and monthly reporting for the Credit Risk Committee.\nCollaborate closely with the Front Office (1st Line of Defence), Legal, Finance, and Operational Risk teams.\nAttend Credit Committee meetings, take accurate minutes, and follow up on action points.\nSupport enterprise-wide risk initiatives and contribute to the development of internal control frameworks.\nUphold Consumer Duty principles, ensuring customer fairness and good value.Candidate Profile:\n\n5 years plus experience in credit risk, with strong exposure to trade finance and ideally the African markets.\nSound understanding of structured and traditional trade finance instruments.\nSkilled in credit analysis, legal documentation review, and internal stakeholder management.\nProficient in Microsoft Excel with strong attention to detail and organisational skills.\nAbility to work independently, manage deadlines, and deliver high-quality work under pressure.\nExcellent communication and interpersonal skills; confident in engaging with senior management. \n\nInventum is passionate about equity, diversity and inclusion.
We seek individuals from the widest talent pool and encourage diverse and underrepresented talent to apply for vacancies with us. Inventum is committed to ensuring our recruitment processes are fair to all applicants, regardless of background and personal characteristics.\n\nInventum Group is acting as an Employment Agency in relation to this vacancy