Job Title: Data Scientist
Location: Remote based, ( The company has a London office so more than welcome to use if prefer hybrid working)
Salary – competitive salary
About the Data Scientist
My client is a fast-growing direct to business lender in the UK, founded in 2020. They pride themselves on cutting the red tape, reduce the paperwork, and eliminate the hassle to get small businesses the finance their business needs fast.
After doubling the lending book in 2024, they are now focused on investing into Automation, Technology & tools to allow them to keep a competitive edge in the lending Ecosystem.
We are now looking for the 1st Data Scientist hire, this created a brilliant opportunity for someone to build a data dashboard from a blank piece of paper with real autonomy to make the function their own.
We are therefore looking for individual with experience in the SME Lending landscape who can bring idea’s around best practice & also enjoys building whilst analysing the data and communicating with internal stakeholders to influence risk based business decisions.
Responsibilities and duties will include:
* Develop, enhance and maintain company performance reporting in BI Tools such as Qlik, Power BI, or Tableau (or alternative), allowing review of loan and portfolio performance across key segments and recommendations for improvements
* Develop and maintain Origination, Portfolio Management and Collections strategies to optimize portfolio and loan performance
* Develop, monitor and adjust as needed, predictive models used within Origination, Portfolio Management and Collections strategies
* Partner with Technology to develop cloud-based decision infrastructure, and maintain the decision logic for origination, portfolio management and collections strategies
* Assist marketing with understanding customer segments and customer value, and identify opportunities to enhance customer value
* Develop educational tools and solutions to assist small business owners with better understanding the performance and potential of their business
* Develop, monitor and maintain Fraud strategies to control fraud risk
Essential Skills and Competencies
* Experience in the Fintech SME Lending Ecosystem
* Proven success in building data platforms used for risk based decision models.
* Proficiency in programming languages including Python, R and SQL
* Ability to develop and publish reporting using BI Tools such as Qlik, Power BI, or Tableau
* Experience developing and monitoring predictive models, including Originations, Portfolio Management and Collections models
* Experience working with large datasets and gathering data from multiple sources
* Master’s degree (or Bachelor’s degree with additional, relevant work experience) in a technical discipline with a strong quantitative foundation required (Statistics, Economics, Finance, Data Science etc.)
* Strong written and verbal communication skills
* Ability to summarize and communicate results from complex analysis clearly
For more information please get in touch or to apply send your CV now