Domestic & General is a company with an ambitious future. We are expanding our horizons and entering new markets and we need your expertise to help make it happen. We are an international company who works with some of the worlds most respected and well-known brands of domestic appliances and electronic consumer goods. These opportunities don’t come around often, so this really is a position not to be missed. About the role We are seeking a detail-oriented and motivated Underwriting Analyst/Graduate to join our dynamic and high-performing team. In this role, you will play a critical part in supporting the underwriting process, conducting comprehensive data analysis, and assisting in strategic decision-making activities. Your insights will be instrumental in ensuring that our underwriting strategies and approaches align closely with the broader goals of the organization. As an Underwriting Analyst, you will work closely with senior underwriters to oversee the profitability of both new and existing consumer warranty business lines. You will be responsible for performing in-depth analysis, producing Underwriting rating models for accurate pricing of plans in line with Underwriting policy guidelines and processes. Your ability to interpret complex data sets and translate them into actionable pricing and risk recommendations will be essential to achieving a balanced approach between profitable growth and market opportunities. Success in this role requires strong analytical capabilities, a solid understanding of data modeling, and the ability to communicate findings clearly and effectively. You will be embedded within a collaborative, inclusive, and forward-thinking environment that encourages innovation and rewards initiative. Working alongside our 'best in class' underwriting team, you’ll have enormous opportunities for personal growth, technical development, and career advancement. We are looking for someone who brings not just technical skills, but also passion, drive, and creativity. If you are excited about making a tangible impact, pushing boundaries, and contributing fresh ideas, we want to hear from you. Key Responsibilities Managing a portfolio of Account P&L’s and Clients Analyse financial and performance data to understand issues and propose solutions to optimise performance. Producing long-term financial forecasts Presenting proposals to senior management and internal Stakeholders Liaising with all commercial areas of the D&G business to deliver profitable warranty products Risk selection - Able to solve complex warranty, system, and operational problems Rating analysis and Risk modelling Concise accurate summarised view of accounts and action plans Delivering creative solutions to complex warranty through Lifecycles Knowledge and Expertise The Underwriting analyst will have extensive knowledge of sales journeys, price points and claims processes that impacts on risk and pricing Rating System knowledge (trained) Data extraction through SQL via Databricks Data Analysis and Modelling via Excel, PowerBI and Earnix Excellent business acumen Strong analytical, problem solving and logical thinking skills Strong numeracy Skills Excellent attention to details We offer lots of great benefits! Some of which include: Competitive salary and annual discretionary bonus 25 days annual leave plus bank/public holidays, as well as an annual option to buy up to 5 additional days of annual leave Training opportunities as well as clearly defined career progression Health cash plan – employer funded cover to enable you to claim money back on essential healthcare costs, including dental, optical, physiotherapy and many more. Cover also includes unlimited access to a 24/7 virtual GP service Attractive company pension scheme Life assurance – employer funded cover of 4x basic salary Dedicated online benefit portal offering access to saving and lending facilities, financial wellbeing and support services Salary Finance – access to savings and borrowing through payroll Car Leasing – access to a carbon neutral salary sacrifice car leasing scheme, with an all-inclusive monthly cost covering all charge, taxes, insurance, repairs and maintenance on a range of brand new vehicles Travel Loans – interest free loans to help spread the cost of annual travel tickets Cycle to Work – tax efficient bike and cycling equipment worth up to £1,000 Health & Wellbeing – discounted gym membership, online virtual workout sessions, online culinary classes OnHand – Giving you the opportunity to be an Eco & Social volunteer via a handy app. Volunteer individually or in groups to get involved in Youth Mentoring, Food Poverty, Homelessness & Elderly help Employee Assistance Programme – specialist advice and support on issues such as finance, relationships, illness and family issues Free Domestic & General protection plan – one free plan each year with access to discounted rates of up to 50% on additional plans, including referrals for family and friends Domestic & General are an equal opportunities employer which means we treat people fairly. We welcome applications from all suitably skilled persons regardless of their gender, age, race, disability, ethnic background, religion/belief, sexual orientation, gender reassignment or marital/family status. Please note that we have a thorough referencing process, which includes criminal record checks. At Domestic & General, we are proud of our 100-year legacy and excited about our future growth plans. We are expanding our horizons, entering new markets and territories internationally and we need your expertise to help us on the journey.