Key Responsibilities:
* Act as the primary risk partner to front-office teams, providing guidance on credit and lending risk matters.
* Review, challenge, and monitor credit proposals, ensuring alignment with risk appetite and regulatory standards.
* Identify, assess, and mitigate emerging risks across consumer credit and lending activities.
* Support the development and implementation of risk frameworks, policies, and controls within Private Banking.
* Drive a culture of risk awareness through training, advice, and engagement with client-facing teams.
* Collaborate with second-line risk and compliance teams to ensure robust governance and reporting.
Skills & Experience:
* Strong background in consumer Duty and lending risk, ideally within private banking or wealth management.
* Deep understanding of credit risk assessment, portfolio monitoring, and lending processes.
* Knowledge of relevant regulatory requirements and conduct risk considerations.
* Excellent stakeholder management skills with the ability to challenge constructively.
* Strong analytical skills, attention to detail, and sound judgment in decision-making.
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