About Us:
Market Financial Solutions (MFS) is a top-tier, independent bridging finance provider in Central London, renowned for our fast and flexible bridging loans and buy-to-let mortgages. With a robust market presence, we cater to commercial borrowers, property investors, and developers with a diverse range of financial solutions including bridging finance, development exit finance, and buy-to-let mortgages.
Backed by long-standing funding lines, we offer loan options ranging from £200k to £50m, ensuring our products continuously support the evolving needs of our borrowers. Our commitment to excellence and client-focused approach sets us apart in the finance industry.
Role Purpose:
We are seeking an Underwriter to play a pivotal part in our Commercial Real Estate team. This key role involves managing the underwriting process, making high-level lending decisions, ensuring compliance, and mentoring junior team members. You will analyse complex loan applications, assess financials, credit reports, and property appraisals to ensure compliant lending practices.
Key Responsibilities:
* Manage a personal pipeline of high-volume, complex loans, ensuring timely and accurate underwriting within SLAs.
* Make high-level lending decisions and approve large or complex loan requests.
* Conduct thorough analysis and evaluation of loan applications, including financial documents, credit histories, and property valuations.
* Collaborate with brokers, borrowers, and other stakeholders to gather necessary information and provide updates.
* Mentor junior team members to support the team’s goals.
* Competently underwrite deals by understanding case studies thoroughly.
Role Requirements:
* Experienced in Commercial Real Estate finance underwriting or a credit-based role
* Experience managing high-volume, complex loans.
* Strong knowledge of mortgage lending principles, risk assessment, loan products, market trends, and regulatory requirements.
* Effective communication skills for clear interaction with brokers, borrowers, and stakeholders.
* Strong problem-solving abilities to identify and resolve issues in loan applications.
* Ability to thrive in a fast-paced environment, managing multiple tasks and adapting to changing priorities.
Why Work for us?
* Be Part of a Dynamic and Growing Company
* Annual salary review & regular appraisals
* Bonuses and Incentives
* Enhanced Maternity and Paternity Leave Package
* Exclusive Employee Discounts at Leading Retailers (covering groceries, technology, and holidays)
* Ongoing Staff Training and Development Opportunities
* Private Medical Health Care with Vitality
* Life Insurance Coverage
* Additional Day Off to Celebrate Your Birthday
* Engaging Work Networking and Team Building Event
Next Steps:
Ready for an exciting career move? Hit ‘apply’ to express your interest, and if your CV aligns with our requirements, expect a call from one of our team soon to discuss this fantastic opportunity further. Please note, this role is a full-time office based position, based in central London