Senior Credit Risk Analyst £60,000 - £80,000 + up to 15% bonus London (Hybrid Working)
An exciting opportunity has arisen at a fast-growing fintech firm specialising in embedded finance. This role offers the chance to work with high-profile global partners and play a key part in shaping credit risk strategy through data-driven insights and advanced analytics.
The Company
This award-winning fintech operates across the UK, EU, and US, empowering tech firms, payment platforms, and e-commerce leaders to offer flexible, branded financing to their merchant bases through a cutting-edge software.
The Role Perform in-depth portfolio-level credit risk analysis using statistical methods and data modelling
Monitor and evaluate customer segment performance to identify risk trends and opportunities
Contribute to the design and enhancement of credit risk policies, pricing models, and underwriting strategies
Generate actionable, data-led insights to support optimisation of risk-adjusted returns
Collaborate cross-functionally with product, finance, compliance, and operations teams to align risk management with business strategy
Your Skills and Experience Degree in Finance, Economics, Statistics, Mathematics or related field
Proficiency in SQL
Strong knowledge of credit risk concepts and metrics (PD, LGD, EAD)
Demonstrated experience in credit risk analysis, ideally within fintech or lending
Solid skills in data visualisation and presenting technical results to non-technical stakeholders
Excellent attention to detail and analytical problem-solving
Desirable Skills Experience in SME lending environments
Familiarity with Python for data manipulation and modelling
Salary & Benefits Base salary between £60,000 and £80,000
Annual bonus up to 15%
Stock options
Private medical insurance (Vitality)
Enhanced maternity and paternity leave
Employee Assistance Programme (EAP)
Subsidised lunches and late-working Deliveroo allowance
Free gym in office
Monthly in-office massage therapist
Regular team and company socials, including football league participation
How to Apply
To express interest in this opportunity, please submit your CV via the 'Apply' link.
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