Compliance Officer – Commercial Banking (Chester)
Are you passionate about driving strong risk culture in a growing financial institution with bold ambitions? 💡
We’re partnering with a forward-thinking commercial bank that’s combining innovation, technology, and customer focus to deliver smarter, more sustainable financial solutions. With growth accelerating and a strong leadership team in place, they’re now looking for a Compliance Officer to play a key role in strengthening the 2nd Line of Defence (2LoD) and embedding best practice across the business.
The Role
As Compliance Officer, you’ll be part of a collaborative Risk & Compliance function that works closely with all areas of the business. You’ll take ownership of compliance monitoring, regulatory oversight, and framework enhancement — helping to maintain a robust control environment as the bank continues to scale.
What you’ll be doing:
* Lead day-to-day management of the compliance plan and QA framework, completing reviews and follow-up actions.
* Support delivery of the Risk & Compliance Oversight Plan approved by the Board Risk Committee.
* Manage regulatory breaches, the compliance inbox, and provide support on FCA-regulated complaints.
* Deliver compliance training for new joiners and refresher sessions across the business.
* Support incident management, breaches, and risk event investigations.
* Manage data protection requests (DSARs, deletion requests) and assist the DPO where required.
* Analyse key regulatory developments and identify business impacts.
* Prepare MI and content for Board and executive committees.
* Contribute to innovation by supporting the adoption of AI tools and digital solutions across compliance processes.
About You
* 2+ years’ experience working within the Compliance team of a bank or lender is essential.
* Strong knowledge of FCA regulations, particularly SYSC, SMCR, and Consumer Duty.
* Understanding of RCSA, control testing, and incident management processes.
* Excellent analytical, organisational, and communication skills.
* Confident working across teams and engaging with senior stakeholders.
* Progress toward ICA, IRM, or equivalent compliance qualifications is a plus.
1. What’s on Offer
💼 Competitive salary and benefits package
🚀 Professional growth and learning opportunities
🌍 A collaborative culture where your ideas make an impact
This is an exciting opportunity to join a growing commercial bank where you’ll be more than just a cog in the wheel — you’ll play a central role in shaping a resilient, forward-looking compliance culture that supports innovation and sustainable growth.