What you’ll be doing
* Developing a deep understanding of Marshmallow’s quote, policy and claims data and use this to derive insights that can be used to enhance our motor insurance pricing.
* Owning one of the strategic initiatives of the pricing team, such as building our risk pricing rate structure or supporting our expansion plans.
* Communicating and getting buy‑in for your plans to heads of and directors cross‑functionally.
* Proposing tests, features and segmentations to help us better understand our customers.
* Working with other members of the pricing team to recommend changes and monitor their impact.
* Identify new sources of external data that enable us to refine our view of claims risk, and conduct analysis to quantify their value.
* Working directly with our Engineering and MLENG functions to implement pricing proposals.
* Providing analytical support in relationships with reinsurers, regulators and other partners.
* Lead in producing and developing appropriate monitoring for pricing and other stakeholders.
* Contribute to the specification, development and testing cycles for deployment of rates.
* Support in the creation, maintenance and deployment of rating models that predict claims cost and market prices.
Who are you?
* Proactive: You drive growth by identifying & delivering new opportunities.
* Analytical: You love solving through cutting data and model outputs to find the perfect split.
* Commercial: You combine analytical & domain skills to deliver real world impact.
* Curious: You aren’t satisfied with “That’s just how it is”; you immediately investigate further.
* Owner: You don’t just pull existing levers - you own end to end transformation in your area.
* Opinionated: You generate your own opinions & pitch to others in an open & honest way.
* Explainer: You can communicate complicated concepts in a simple way to non‑experts.
* Networker: You build and maintain strong relationships throughout the business.
What skills are we looking for from you?
* Ability to interrogate data and conduct pricing analysis within SQL & Python.
* Ability to combine domain & analytical skills to generate novel pricing proposals.
* At least 3 years of experience working in a data driven Commercial role (ideally in insurance pricing).
Perks of the job
* Flexible working: Spend 2-3 days a week with your team in our collaborative London office.
* Competitive bonus scheme: Designed to reward and recognise high performance.
* Flexible benefits budget: £50 per month to spend on a Ben Mastercard meaning you get your own benefits budget to spend on things.
* Mental wellbeing support: Access therapy and mental health sessions through Oliva.
* Learning and development: Personal budgets for books and training courses to help you grow in your role, plus 2 days a year to further your skillset.
* Private health care: Enjoy all the benefits Vitality has to offer, including reduced gym memberships and discounts on smartwatches.
* Medical cash plan: To help you with the costs of dental, optical and physio (plus more!).
* Tech scheme: Get the latest tech for less. Plus all the rest: 25 days holiday, pension, cycle to work scheme, monthly team socials and company-wide socials every month.
We are able to offer visa sponsorship for this position.
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